September, 2016, Part 2, The Unfolding Disaster That Is Obama Care: An Arizona County Goes Dry, Most Americans Down On Obama Care and More

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:

• Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
• Our food chain is infested with overdoses of high fructose corn syrup, salt, and other unhealthy additives.
• Americans smoke too much.
• Americans do not exercise enough.
• The country is in serious need of health care tort reform.
• Barriers to insurance company competition across state lines need to come down.
• Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
• Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
• Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.

You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and co-pays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

This week we will be reviewing the latest unfolding disasters from the worst piece of legislation ever written by Washington:

1) We briefly spoke yesterday on how Pinal County in Arizona now has no Obama Care insurance coverage and options for residents of that county. None. Obama Care, which was supposed to increase competition for healthcare insurance which would drive down health insurance rates, somehow did the exact opposite: it drove all competition out of the county. Unbelievable. 

A recent article on the Freedom Post website by Tim Brown on August 24, 2016 had more information on this situation:

• Pinal County became the first U.S.county to have no Obama Care insurers willing to compete in the county once Aetna announced that it was withdrawing from the Obama Care market in all but four states.
• This will force about 9,700 Pinal County residents, about 2% of the entire population, to scramble for new insurance by the end of the year.
• This follows the exits of UnitedHealthcare, Humana, and Blue Cross Blue Shield from the county earlier.
• All these exits from the Obama Care program will force tens of thousands of Arizona residents to seek out other health insurance coverage by next year.
• Other rural counties in Arizona are already down to only one Obama Care option in their county.

It should be interesting to see if this condition starts popping up around the country like a virus and other rural counties start experiencing the lack of any ObamaCare insurance providers in their county. This is likely if you believe work done by Ed Haislmaier of the Heritage Foundation. 

Mr. Haislmaier’s research has found that insurance company participation, 395 insurance companies, is already down 27% since the law went into effect. By 2016, number of Obama Care insurers was down to 287 and he expects another 45 companies will get out by 2017. This would represent a total reduction of almost 40%.

You cannot say that you are promoting competition when 40% of your competitors dropout of the market,not because they are not efficient, but because ObamaCare’s tenets give them no way to be profitable.

2) A public opinion poll from the American Action Forum that was discussed on the Convention of States website on August 16, 2016 shows that many, many Americans are fed up with Obama Care and what it is doing to themselves,their families, and the country:

• Fifty seven percent of those surveyed said they had more trust in private healthcare than the Federal government healthcare while only 26% said they trusted the government more than the private sector when it comes to healthcare.
• Forty nine percent said private insurance companies are better than the Federal government in providing health care for serious conditions like cancer and HIV while only 34% said the government would do a better job.
• Forty eight percent said private insurance companies could provide the most affordable healthcare while only 39% said the government could provide the most affordable healthcare.

It is clear that most Americans are aware of and do not want the government’s incompetence intruding in their healthcare, with Obama Care likely being a big factor in their disgust with the Federal government’s performance in the healthcare sector.

3) Betsy McCaughey, a senior fellow at the London Center for Policy Research,recently wrote an article for the New York Post where did a very nice job of laying out what is wrong with Obama Care and where the disaster is today:

• She thinks Aetna is just the latest insurance company to get out of the Obama Care market and that other major insurers will follow.
• In the state of New York, MetroPlus,Care Connect,and Affinity are all increasing their Obama Care rates over 20% in 2017 and those rates are low compared to some to the rate hikes in other parts of the country.
• Those Americans who are earning too much to get a subsidy could see themselves ow paying upwards of 20% of their household income just for health insurance under Obama Care.
• As we have previously discussed, the insurance companies will no longer get government sponsored subsidies starting in 2017, subsidies which masked the true unprofitability of Obama Care policies for years.
• Despite these subsidies to the insurance companies, many of them lost hundreds of millions of dollars on Obama Care policies so it is not a surprise that many are getting out of the business once the subsidies go away.
• Twenty two million Americans were forecasted to be enrolled in Obama Care policies by the end of 2016 while only half of the target was attained, about 11 million.
• And many of those 11 million that have Obama Care policies were people that had to switch to an Obama Care policy because the legislation made their current policies illegal so the 11 million people are no incremental increases to the rolls of the insured in this country, it was just churn from a current policy to a new Obama Care policy. 
• McCaughey points out where the Obama Care logic fell apart: “Young healthy people decided that the Washington-knows-best benefit package, chock-full of features they didn’t need, was a rip-off. Who wants to pay for pediatric dental coverage when you’re 30 and single? Mostly older, sicker people tended to sign up, causing insurers to incur big losses — some $3 billion a year.”
• The subsidies that taxpayers are paying to the lower income Obama Care policy holders, as stipulated by the legislation, are already 50% higher than what Obama promised when the law was passed, adding tremendously to the naitonaldebt and blowing the validity of the law’s business case and financials out of the water.
• In many states, it is now more economically feasible for people to pay the Obama Care penalty for not having insurance and then go out and buy temporary, bargain insurance that limit what you may be able collect if you get sick but are at least affordable. This undercuts the whole Obama Care strategy of forcing younger, healthier people to subsidy older, less healthy people.

The wheels are coming off, the death spiral has begun. Americans are looking for cheaper insurance which undercuts the financials of the insurance companies which causes them to raise rates which causes more healthy people to get out of their Obama Care policies which causes them to raise rates……..

4) Jack Heretik, writing for the Washington Free Beacon on September, 8., 2016, ahd the depressing results of another Gallup survey relative to Obama Care:

• Over half (51%) of those surveyed disapprove of Obama Care.
• Forty four percent approve of the law.
• Twenty nine percent stated that Obama Care has hurt them and their families.
• This is an increase of 3% since May and represents the highest level since Gallup started polling for this question.
• The trend for Obama Care is not good since last November 49% disapproved of the law and 47% approved of the law.

Insurance companies bailout of the law and Americans having bad feelings and high levels of disapproval of the law, all characteristics of a death spiral. More unfolding disasters tomorrow.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

May, 2016, Part 1, The Unfolding Disaster That Is Obama Care: Death Spiral In The Market and Defeat In The Court

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:

• Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
• Our food chain is infested with overdoses of high fructose corn syrup, salt, and other unhealthy additives.
• Americans smoke too much.
• Americans do not exercise enough.
• The country is in serious need of health care tort reform.
• Barriers to insurance company competition across state lines need to come down.
• Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
• Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
• Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.

You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and co-pays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

For the next few days we will be reviewing the latest unfolding disasters from the worst piece of legislation ever written by Washington:

1) We have often talked about the Obama Care “death spiral” scenario. As fewer than expected younger and healthier people sign up for Obama Care policies and the insurance companies pay out more than expected for their older and less healthy Obama Care customers, their financial results start to sink and they are forced to raise the premium rates on Obama Care policies. The higher rates further discourage younger and healthier people from signing up which increases insurance company costs which means they have to raise their rates more, etc.

And that is exactly what appears to be happening, at least in New York state. According to a Washington Free Beacon report on May 20, 2016 by Ali Meyer, New York insurance companies are expected to ask for average rate increases of 17.3% for individual Obama Care policies beginning in 2017. 

According to the New York Daily News: “The proposed increases, which must still be approved by the state’s Department of Financial Services, range from 6.1% sought by MVP Health Plan Inc. and HealthNow New York Inc., to a whopping 89% requested by Crystal Run Health Plan LLC.” 

The article also cites Bloomberg reporting which states that: “Oscar Insurance Corp., is planning to increase individual rates by 18.4 percent, CareConnect Insurance is asking for an increase of 29.2 percent and UnitedHealth Group Inc. is looking to boost premiums in New York by 45.6 percent.”

Oscar Insurance explained what is going on, which looks like suspiciously like the death spiral we have been talking about: “Medical costs have gone up, government programs that helped cover our costs are ending, and our members needed more care than we expected.” So much for the Obama promise that his approach would “bend the cost curve” downward and that Americans families would save up to $2,500 a year on the health insurance costs. Tough to save $2,500 a year when the premiums are going up as high as 89% in a single year.

2) An alternative to insurance companies raising their rates is for them to get out of the Obama Care insurance policy business altogether. Unitedhealthcare is already going down the road since they have already decided not to offer Obama Care policies in at least 26 of the 34 states that they were active in in 2016. And that withdrawal strategy could be repeated by other companies going forward, as identified in a paper and analysis by Heritage Foundation senior research fellow Ed Haislmaier, Mercatus Center senior research fellow Brian Blase, and Galen Institute senior fellow Doug Badger.

They analyzed enrollment and financial data and results of 289 Obama Care insurance companies’ Obama Care plans and found that:

• In total, they found that insurance companies have suffered substantial losses on their Obama Care policies so far.
• These large losses were incurred even though they were receiving subsidies (reinsurance) for the first couple of years as laid out in the Obama Care legislation. Otherwise, their losses would have been much worse.
• The companies lost an aggregate $2.2 billion, which would have really been $8.9 billion since their losses were offset by payments of $6.7 billion from the reinsurance process.
• The Obama Care policies of the insurance companies would have had to be 26% higher from the start just to break even financially. But that would have started the death spiral, according to the authors: “If premiums had been 26 percent higher, on average, enrollment would have been lower and adverse selection would have increased. Relatively healthy people and higher income enrollees, who qualify for smaller subsidies if they qualify for any subsidies, would have been deterred to a greater degree than people who expected to use more health care services. As a result of this dynamic effect, the premium increase would likely have needed to be substantially greater than 26 percent for insurers to break even on their Qualified Health Plans in 2014.”
• But the reinsurance programs go away in 2017, likely meaning that the companies will have to jack up their rates to cover the lack of subsidies, much like we just saw what is going on in the New York state.

Looks like New York may be a foreshadowing of the Obama Care death spiral to come starting in 2017.

3) Staying with this death spiral theme, Ali Meyer, again writing for the Washington Free Beacon, on May 4, 2016 discussed the news that Humana, one of the largest health insurers in the nation, is considering existing some of the Obama Care markets in 2017.

Besides exiting some states, the company recently announced that it is in the process at looking at what other changes it needs to make to make a profit in the Obama Care world: “Humana is in the process of finalizing plans for its ACA-compliant individual commercial medical market offerings in 2017.Humana anticipates proposing a number of changes to retain a viable product for individual consumers, where feasible, and address persistent risk selection challenges. Such changes may include certain statewide market and product exits both on and off exchange, service area reductions and pricing commensurate with anticipated levels of risk by state.” 

This is particularly important for Humana since they also reported that their commercial insurance enrollment figures dropped by 233,200 putting additional financial pressure on the company. The company anticipates this business will finish in negative financial results in 2016. The same Meyer article reminds readers that the Unitedhealthcare’s CEO recently reported that his company may lose more than $1 billion in 2016 serving Obama Care customers.

Death spiral anyone?

4) As if the market setbacks were not enough, Obama Care recently lost a vital decision in the courtroom. According to a Heritage Foundation article by Hans von Spakovsky and Elizabeth Slattery on May 12, 2016:

• A Federal district court in Washington, D.C. recently ruled in favor of a U.S. House of Representatives’ challenge to the Obama administration’s implementation of part of Obama Care.
• Specifically, the suit brought by the House wanted the court to force the Obama administration to stop using general Treasury funds to subsidize insurance companies that were offering Obama Care insurance policies since the Congress, in passing the original legislation, forbid that kind of subsidies to exist.
• The court found the Obama administration in violation of the Constitution’s Article I, Section 9,Clause 7, which states that “No Money shall be drawn from the Treasury, but in Consequence of Appropriations made by Law.”
• Since Congress passed no law approving the use of taxpayer funds in this manner, the court and judge had no choice but to stop the process.
• The judge was quite sarcastic in her ruling finding this misuse of funds was “a most curious and convoluted argument whose mother was undoubtedly necessity.” In other words, the insurance companies are getting killed financially by Obama Care policies and Obama, out of necessity to save his landmark legislation, had to get very convoluted to get around the law and Constitution.
• She also got funny in her comment that the Obama administration was trying to “squeeze the elephant of Section 1402 reimbursements into the mousehole of Section 1401(d)(1).”

The article goes on to show the many other ways the administration was trying to call black white and up down to find a way, any way, to save the insurance companies money and help them decide to stay in the Obama Care market, even if it meant massive, illegal taxpayer bailouts. The decision is sure to be appealed but at least one judge got it right from a common sense, straightforward reading of the law. 

That’s a good start for this month’s discussion of the unfolding disaster that is Obama Care. It showed again how Obama missed the root causes of the high healthcare costs in this country, how he put forth a (bad) insurance remedy for an ailment that needed a public health remedy. The underlying causes of our high health care costs are still the same, or possibly worse, than when this legislation was passed in 2010: bad American eating habits, bad American smoking habits, bad American exercising habits, an aging population, etc. Coming up with a Rube Goldberg insurance process that is falling apart at the seams (e.g. higher than expected medical costs to insurance companies, rising premiums, rising deductibles, etc.) was totally expected and are now coming true in a classic death spiral way. 

More disasters this week.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

April, 2016, Part 2, The Unfolding Disaster That Is Obama Care: MIssed Enrollment Projecttions, Increasing Taxpayer costs, And Higher Premiums

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

• It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
• Our food chain is infested with overdoses of high fructose corn syrup, salt, and other unhealthy additives.
• Americans smoke too much.
• Americans do not exercise enough.
• The country is in serious need of health care tort reform.
• Barriers to insurance company competition across state lines need to come down.
• Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
• Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
• Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.

You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and co-pays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

Yesterday and today, and possibly longer, we will be reviewing the latest unfolding disasters from the worst piece of legislation ever written by Washington:

1) Remember that President Obama promised numerous times that the average American family could see annual reductions in their family health insurance costs of up to $2,500. This lie and/or deception has been proven wrong so many times in the real world and in this blog since the legislation was enacted. For the most part, health insurance costs have gone up steeply and rarely, if ever, decreased. 

Drew Gonshorowski, writing for the Heritage Foundation on March 21, 2016, provided an update on how badly these costs have been going up across the country:

• The insurance premiums for Obama Care policies purchased through the exchanges increased by 25.1% in Kentucky over the past year.
• The cost rise was also significant in Ohio, 14%, and in Michigan, 11%.
• The largest Obama Care insurer in Idaho, Blue Cross of Idaho, raised its premium rates by 23%.
• In New Mexico, some plans were pulled out of the Obama Care options since the premium costs had gotten too high.
• Overall, the Heritage Foundation estimates that overall the Obama Care premium increase in 2016 will be about 15%, a far cry from Obama’s $2,500 reduction.
• Their analysis is congruent with others’ analysis of the data.
• The Heritage analysis also came to the same conclusion as others in that sicker and older people signed up for Obama Care policies than expected.
• In Tennessee, monthly health insurance premiums in 2014 for a 27 year old cost 70% more than what the same policy would have cost prior to Obama Care taking effect, possibly explaining why younger and healthier Americans are not signing up for Obama Care as expected.
• In 2015, that same average 27 year old from Tennessee would have seen another 18% increase in Their Obama Care premium costs.
• A 50 year old person in Tennessee would have seen his premiums increase 31.6% in 2014 and another 9.8% in 2015.

Significantly rising costs for more narrow networks of doctors, such a mess and disaster.

2) Again, remember that Obama Care, as promised by this President, was going to REDUCE the health care costs for all Americans by up to $2,500 a year per family. Thus, for example, a family paying $10,000 a year for health insurance should have seen their annual $10,000 bill be reduced down to possibly $7,500, especially several years after the legislation was passed.

But as we saw in the first point above, in yesterday’s post, and many previous posts in this blog, this Obama promise could not have been farther from the truth. And according to a recent analysis that was published on the Eagle Rising website, not only are Obama Care policies not getting cheaper as promised, but the costs of employer based insurance plans is also skyrocketing, in direct contrast to that the President promised:

• According to the non-profit organization Freedom Partners, the cost of employer provided health insurance has continued to rise unabated despite Obama Care.
• Between 2005 and 2010, prior to the enactment of Obama Care, the annualized employer provided health insurance premium increase was 4.8%.
• Following the enactment of the law, those annualized employer provided health insurance premium increases were 5%, unaffected by the law and Obama’s promise to reduce premium costs.
• In the first year after Obama Care was enacted, the annualized employer provided health insurance premium increase was a whopping 9.4% from 2010 to 2011.
• That upward trend in premium cost increases for employer provided health insurance continued with the increase in 2015 vs. 2014 being 4.2%.
• Health insurance premiums for employer provided policies have gone up up much faster than wages with premiums increasing by an average of 27.9% while wages increased by just 7.8% between 2009 and 2014.

Thus, no matter how you cut the data and reality, absolute dollars, percentage increase, percentage increase vs. wage increase, health insurance today is less affordable than it was prior to Obama Care was passed. This is the definition of failure.

No matter where you look, nobody can seem to find the $2,500 reduction that Obama promised, be it in Obama Care health insurance or employer provided health insurance. As a result of Obama Care, we are all still paying more and more for health insurance coverage, quite possibly, as we described above, because the architects of Obama Care never understood the root causes of our escalating healthcare costs. And when dealing with any problem, if you do not understand the root causes of that problem, the potential of resolving that problem become very, very small.

3) Last bit of disaster for today. The Washington Free Beacon, in an article by Ali Mayer on March 29, 2016, recently reported on the latest Congressional Budget Office (CBO) analyses relative to Obama Care enrollment:

• The estimated number of Americans covered by Obama Care insurance policies has been reduced by one million enrollees relative previous CBO estimates.
• In January, the CBO said that 13 million Americans had Obama Care policy coverage but has since downgraded that estimate to 12 million.
• Recall from previous posts that Obama and his Obama Care advocates told us, falsely, that over 20 million Americans would have Obama Care health insurance coverage by now, a 40% shortfall.
• The latest CBO estimates say that by 2026, 28 million Americans will have Obama Care health insurance coverage, tens of millions of people short of providing affordable health insurance to all uninsured Americans, as promised by Obama.
• This 28 million estimate is 2 million higher than previously estimated.
• But this seemingly bit of good news is really not good news since that additional 2 million covered by Obama Care policies is because the number of people covered by employer provided health insurance is estimated to go down by 3 million, i.e. the additional 2 million expected to be covered by 2027 is churn from existing insurance coverage options, not newly insured people that were previously uninsured, the whole purpose of Obama Care.
• More bad news from the latest CBO analysis is that the annual cost increase to the Federal government is expected to be 5.4%, hardly the reduction in national health care costs that Obama promised, not even a “bending of the cost curve” that Obama promised.

That will do it for today’s unfolding disasters from Obama Care. Missed enrollment projections, mounting costs to the Federal government and American taxpayer, and higher and higher premium costs for both Obama Care policies and employer provided health insurance coverage. Seems you could not have devised a worst, less effective way to control escalating healthcare costs if you tried.

And we are not close to finishing up this month’s update on the unfolding disaster that is Obama Care, our sad stories to continue at least through tomorrow.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w