May, 2019, Part 6, Political Class Insanity: A Delusional and Hypocritical Hillary Clinton, A Disgusting Alabama Politician, and A Review of Obama's Lawbreaking

It is another month which means it is again time to review the latest political class insanity from Washington and around the world. Political class insanity takes many forms including the wasting of taxpayer wealth, criminal fraud within government programs, inane and stupid political quotes and actions, the inability to create and implement effective and efficient government programs, stupid and ill performing economic policies and strategies, and other forms of insanity that continue to evolve and surprise and shock us.

Let’s get started:

1) Let’s review some likely law breaking of Hillary Clinton:

• She used an unsecured email server to illegally transmit top secret government documents.
• She sold out the security interests of the country in the Uranium One deal with Russia in exchange for rich speaking fees for her husband from Russian government interests.
• She tried to launder money donations from foreign government interests to the Clinton Foundation via Canadian financial transactions in violation of IRS rules and laws.
• She destroyed emails, computers, and cellphones to avoid Congress and government investigators from finding out what laws she violated.
• She allowed hundreds of thousands of sensitive government documents to end up on the unsecured laptop computer of a known sexual predator, former Congressman Anthony Weiner.
• She may have used Clinton Foundation charity money for personal use, e.g. her daughter’s wedding.

You get the idea, it is highly likely that she violated many, many laws over the years, abusing the power she wielded as Secretary of State to enrich herself and family.

But according to a recent article on the Freedom Outpost website, Hillary somehow insanely does not see it that way, in her mind Trump is the real lawbreaker. In a recent public appearance she accused Trump of abusing the rule of law in this country. Specifically: “We’ll see whether it’s the rule of law or the rule of Trump that the Republicans in the Congress and in the courts are going to abide by. We are at a crisis point and I say that with great sadness.”

This idiocy and hypocrisy comes forth in light of the ongoing feud between Attorney General William Barr and the headhunting Democrats in Congress who are desperate to finding a reason, any reason, to impeach Trump. And not only is Clinton being so hypocritical accusing Trump of violating the rule of law in this single instance while she likely violated multiple laws multiple times, she remained of silent while serving on Obama’s cabinet and Obama was breaking the rule of law and abusing the Bill of Right and the Constitution dozens of times:

• Obama led the United States into a major military action against the country of Libya, spending well over a billion dollars of taxpayer wealth and placing our armed forces in danger without the approval of Congress, violating the War Powers Act and Article I, Section 8 of the Constitution.
• Obama refused to fire James Clapper, a high ranking member of the President’s national security team after Clapper lied to Congress about how much electronic information the National Security Agency (NSA) was collecting on every American citizen, becoming an accessory after the fact in Clapper's lying to Congress.
• Obama signed the latest NDAA legislation whose sections 1021 and 1022 allow for the indefinite detention of American citizens, without trial, who the government considers terrorist suspects until the vague “end of hostilities,” which violates the habeas corpus protection of American citizens under Article I Section 9 of the Constitution.
• Obama personally signed off on the assassination of American citizens in foreign lands, e.g. the killing of American citizen Anwar al-Awlaki via a drone attack in Yemen, denying him and other citizens a fair trial by their peers, negating the rights, and lives, of al-Awlaki and at least three other American citizens, violating their right “to life, liberty and the pursuit of happiness,” the Fourth Amendment, and the Sixth Amendment to the Constitution.
• Obama has repeatedly and in varied ways denied members of our armed forces of their right to personally celebrate, follow, and take comfort in their personal Christian religion and faith, violating the First Amendment to the Constitution.
• Obama’s administration’s development and deployment of the Fast and Furious gun running operation to supply weapons to violent Mexican drug cartels has violated any number of laws including, the illegal shipment of weapons to criminal organizations, violations of international treaties regarding illegal gun smuggling, abetting the violence of those cartels who used Fast and Furious weapons to kill innocent Mexican civilians and a U.S. border agent, Brian Terry, and denying Congress and Congressional investigators access to pertinent Fast and Furious executive branch documents needed to investigate the alleged transgressions by claiming executive privilege. 
• Obama unilaterally delayed the small business (SHOP) mandates from his own Obama Care legislation, without Congressional approval, violating Article II, Sections 3 and 4 of the Constitution.
• Obama unilaterally delayed the employer mandates, without Congressional approval, from his own Obama Care legislation without Congressional, violating Article II, Sections 3 and 4 of the Constitution.
• Obama allowed so-called "sanctuary cities" to illegally protect illegal immigrants from arrest and deportation, in defiance of existing Federal laws, violating Article II, Sections 3 and 4 of the Constitution.
• Obama unilaterally decided, without Congressional approval, that Obama Care enrollees in states using only the Federal health care exchange, i.e. those states that did not set up their own Obama Care exchange, would also be eligible for Obama Care subsidies, violating his own Obama Care legislation and violating Article II, Sections 3 and 4 of the Constitution.
• Obama unilaterally decided, without Congressional approval, that those personal insurance policies that insurance companies had to legally terminate as a result of Obama Care could indeed stay in effect, violating Article II, Sections 3 and 4 of the Constitution.
• Obama unilaterally decided, without Congressional approval, to change out many more tenets and deadlines of the Obama Care legislation (e.g. delaying the caps on out of pocket medical expenses, waiving the income proof requirement for subsidies, waiving the criminal background checks on Obama Care navigators, etc.), violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s administration has hassled, spied on, harassed, and threatened a multitude of journalists including, but not likely limited to, Bob Woodward, Lanny Davis, Fox News employees James Rosen and Mike Levine, Sheryl Atkinson, Audrey Hudson (whose home was ransacked by Department of Homeland Security armed personnel who confiscated her journalistic files despite serving a court order that was restricted to only looking for guns), Associated Press reporters, and others, violating their First Amendment rights.
• When the Egyptian military staged a coup and overturned a democratically elected government, Obama refused to cut off aid to that military ruling junta as required by U.S. law, violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s administration allowed lucrative taxpayer funded financial credits to Congressional members and their staffs to pay for Obama Care policies in violation of the Obama Care legislation, violating Article II, Sections 3 and 4 of the Constitution.
• His Obama Care legislation forced individuals, companies, and charities to violate their own religious beliefs relative to contraception and birth control, violating those citizens’ and organizations’ First Amendment rights.
• Obama illegally made government appointments to high level government positions while the Senate was still in session, violating Article II, Section 2 of the Constitution.
• Obama ignored the ruling of a Federal judge in Louisiana regarding the administration’s illegal moratorium on Gulf oil drilling, resulting in the following stinging rebuke from the judge: “Each step the government took following the court’s imposition of a preliminary injunction showcases its defiance, Such dismissive conduct, viewed in tandem with the re-imposition of a second blanket and substantively identical moratorium, and in light of the national importance of this case, provide this court with clear and convincing evidence of the government’s contempt.”
• Obama's administration’s unparalleled invasion of citizens’ privacy via the warrantless and groundless interception and storage of just about every citizens’ electronic and other communications via the National Security agency and other government entities is a gross violation and insult to every citizens’ First and Fourth Amendment rights.
• Obama unilaterally decided not to enforce the DOMA law, without Congressional approval, violating Article II, Sections 3 and 4 of the Constitution.
• Obama illegally violated immigration laws by forbidding the deportation of illegal aliens, without the approval of Congress, violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s administration illegally used the IRS to harass and minimize the impact and activities of conservative and other contrary political action organizations, violating those citizens’ First Amendment rights.
• Obama illegally created a “shadow government” by establishing a so-call “czar” system in order to bypass the Constitutionally required Congressional approvals of high ranking government positions, violating Article II, Section 2 of the Constitution. 
• Obama's administration violated existing laws by failing to produce a Federal budget proposal on time in four of the first five years of this administration, violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s administration illegally demanded monetary kickbacks (often exuberant kickbacks) from American organizations requesting government documents under the Freedom of Information Act, (FOIA), requests that by law have to be provided for free or for a very small processing cost, violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s administration demanded that the Ford Motor company stop showing a Ford television commercial that mentioned that its competitors, General Motors and Chrysler, had received Federal bailout money, a violation of the company’s First Amendment rights.
• Obama’s administration coldly ignored the request for military help, help that was readily available, when the U.S. Benghazi consulate and nearby adjacent annex were under siege by terrorists, a siege that endangered the lives of about 24 American citizens and resulted in the unnecessary death of four of those brave citizens violating their pursuit of “life, liberty and the pursuit of happiness.”
• Obama’s administration illegally used resources of the Federal government to inhibit and harass companies (e.g. Gibson Guitar, Boeing’s planned move of jobs to South Carolina, etc.) whose political agenda did not line up with the President’s political agenda, abusing the power of his office and the executive branch for political gain, violating Section 2, Articles 3 and 4 of the Constitution.
• Obama’s administration intentionally violated the WARN act by telling companies to not announce layoffs that were in compliance with the WARN Act prior to the 2012 Presidential election, promising to pay any fines incurred in the future with taxpayer money that those companies may incur as a result of violating the WARN as requested by the Obama administration.
• Obama refused to fire Eric Holder, the Attorney General of the United States, after Holder testified before Congress that he was unaware that the Justice Department was harassing journalist James Rosen even though Holder had signed off on the harassing investigation, becoming an accessory after the fact of the crime.
• Obama’s administration directly harassed and pressured insurance companies and insurance company executives not to publish or discuss the very disappointing number of people that had signed up for Obama Care insurance policies, violating their First Amendment rights.
• Obama’s administration asked and/or forced contractors to disclose their political contributions before being allowed to bid on Federal contracts and projects, violating those contractors’ First Amendment rights.
• Obama failed to fire Kathleen Sebelius after she violated the Hatch Law when she campaigned/endorsed a Democrat for office in North Carolina, becoming an accessory after the fact after the fact of the crime.
• Obama allegedly told the EPA to unilaterally set emissions standards and bypass Congress, violating Article II, Sections 3 and 4 of the Constitution.
• Obama’s destruction of citizens’ privacy via the massive and illegal spying of the National Security Agency and other government entities destroys the underpinnings of the Roe Vs. Wade Supreme Court ruling which was based on the principle of privacy. If this concept of privacy is destroyed by NSA and other government spying, i.e. if there is no privacy now in this country given that the government spies on every citizens’ electronic and other forms of communication, there is no right to an abortion in this country.
• Obama’s administration violated the Federal Information Security Information Act (FISMA) by giving the Obama Care information systems infrastructure “authority to operate” even though it failed the required FISMA’s security control assessment.
• According to a Federal judge’s ruling, Obama’s administration illegally tried to avoid disclosure of a foreign aid directive.
• Obama allowed multiple high ranking members of his administration to use multiple false email accounts in violation of Federal sunshine laws and regulations.
• Obama’s administration illegally intruded into the General Motors bankruptcy proceedings to illegally rob General Motors bondholders of their due while protecting his politically friendly union interests.
• Obama’s administration violated the Solyndra loan agreement and illegally moved an Obama financial political backer ahead of the Federal government and American taxpayer in the Solyndra bankruptcy proceedings, resulting in the American taxpayer getting less out of those proceedings than legally permissible.

And Hillary goes nuts on Trump for a single disagreement on the rule of law and remained silent when Obama was shredding the Constitution as the dozens of above examples show. Hypocrite and still a very sore and childish loser.

2) The following topic is not meant to open a debate on the pros and cons of abortion. It is meant to point out how callous, soulless, and despicable certain politicians can be when discussing this topic.

The state of Alabama was recently debating a piece of legislation as it relates to abortion, the intent of which is immaterial to this discussion. When speaking in opposition to the proposed legislation, Democratic representative John Rogers stated that, ”Some kids are unwanted, so you kill them now or you kill them later. You bring them in the world unwanted, unloved, you send them to the electric chair. So, you kill them now or you kill them later.” 

This is the first time I have ever observed a politician actually equate abortion to justifiable homicide. His assumption base is disgusting:

• He assumes that all unwanted kids will grow up to be hardened criminals that society will have to kill at some time in the future so why not kill them early on and save the later hassles?
• He assumes that there are no adults or families out there that would adopt an unwanted child, whatever the reason for that child being unwanted.
• He assumes it is okay to kill an unwanted human soul but I would bet there are laws in Alabama, like there are in other places, that would prosecute him if he took an unwanted puppy or kitten to the nearest lake and drowned them but in his mind it is okay to kill an unwanted baby.

Like I said before, one soulless individual. I believe that he is the same person that said the world would be better off if Donald Trump, Jr. had been aborted before birth. This is how far adult political debate has disappeared in this country, using the very serious topic of abortion to try and gain cheap political points against a political opponent. This is more than insane, this is disgusting rhetoric from a disgusting human being who also happens to be a disgusting politician.

That will do it for today: a disgusting and despicable politician in Alabama, a sore loser delusion and hypocritical politician in Hillary Clinton, and a nice review of the lawbreaking that Obama did while in office. More insanity to follow.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

https://www.amazon.com/Walter-Bruno-Korschek/e/B002KYU08Q/ref=dbs_a_mng_rwt_scns_share

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:


http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

November, 2014, Part 3, Will The Center Hold: More School Lunch Horrors, Starving The Homeless, and Protecting The Second Amendment

We are going to spend a few days visiting an occasional and recurring topic in this blog, namely whether or not the country can hang together, given the growing resistance around the nation to an overreaching and increasingly repressive Federal government. Previous discussions on this topic can be accessed by typing in the phrase, “will the center hold” in the search box above.

The growing grass roots resistance against the Federal government covers a wide range of topics including gun control, Obama Care, Common Core, warrantless spying on citizens, and other topics important to the American people. The resistance ranges from individual citizens to state legislations and really raises a basic question: what happens to the country if Washington issues a decree or law and the rest of the country simply ignores it or aggressively resists it? Will the center hold?

This is our third update to this topic this week. The latest resistance efforts start below:

1) This week and in previous installments in this series we have shown how the new Federal government school lunch guidelines, driven by Michelle Obama, have been an utter failure. Unappetizing and insufficient food offerings have resulted in kids not eating anything, teachers noticing that learning is suffering from inadequate eating, and school budgets getting killed by falling lunch revenues.

This last point was recently driven home when the School Nutrition Association (SNA) reported that the new, stricter school lunch standards and regulations have caused lunch program costs to explode, tripling in some cases, as compared to last year’s costs:
“The U.S. Department of Agriculture (USDA) estimates that the new school meal standards will force local school districts and states to absorb $1.22 billion in new food, labor and administrative costs in Fiscal Year 2015 alone, up from $362 million in additional costs in FY 2014,” the association notes.

To put this number in perspective, the additional school budget costs from the food requirements could have resulted in hiring an additional 23,000 high school teachers, a scenario that would have certainly improved our dismal public education results. The increased costs is driven by a combination of more expensive food supplies, fewer students buying lunches, and increased waste from unwanted fruits and vegetables being thrown away.

These increased costs are adding about 10 cents to every lunch, and nearly 27 cents for breakfasts. Unfortunately, school districts are only being reimbursed about 6 cents per meal by the Federal lunch program.

The SNA is not only pushing back against this Washington decree and calling for Congress to take action, they are also offering a few common sense ideas to relieve the crisis but also make school lunches more nutritious:

* Maintain the 2012 requirement that half of grains offered be whole grain rich, instead of requiring that all grains be whole grain rich.

* Maintain Target 1 sodium levels, and suspend further reductions until scientific research supports them.

* To avoid food waste, offer, but do not require students to take a fruit or vegetable.

* Allow healthy items permitted on the meal line to be sold a la carte as well.

Another failed Federal program in the real world outside of the Beltway. Kids are eating less, food is being wasted more, and the costs for this non-progress is staggering.

2) But citizens are not just fighting back against Federal politicians' insanity but are also fighting back against local and state politicians’ insanity. The clearest and most inane situation of this type is taking place in Fort Lauderdale, Florida.

Recently, in that city, 90 year old Arnold Abbott was arrested for the heinous crime of….feeding the homeless. He ran afoul of a recent Fort Lauderdale town ordinance which requires people or organizations to obtain permission from the city in order to feed others. If the city agrees to the request, those preparing the food would have to provide a portable toilet, hand washing stations and meet local food safety requirements.

Such requirements, while possibly well intentioned, inhibit good people like Mr. Abbott from serving those in the community that are struggling just to get a meal. If enforced, people would go hungry as a result of politicians' actions, something that should be contrary to any government’s intentions. Mr. Abbott and others like him that just want to do good by their fellow human beings, face fines and up to 60 days in jail for simply feeding the hungry and homeless.

However, local people are fighting back. The Libertarian Party of Palm Beach county have stepped up and are joining Mr. Abbott in his crusade to help those that are less fortunate than most of us. They will be joining him in feeding the poor in defiance of the ordinance and seeing what the local political class will do about it. Doing the right thing does not always mean doing the legal, government ordered thing.

The local government does have an obligation to protect its citizens. But sending police officers out to publicly arrest a 90 year old good Samaritan and depriving hungry people of a well prepared and good meal is government overreach and stupidity of the first degree. Local politicians should have found a peaceful, negotiated way that would have leveraged Mr. Abbott’s kind heart and giving attitude for the betterment of all, not the arrest and hunger of some.

3) Gun control is one of the many major areas that local and state governments are pushing back on the Federal government’s overreach on gun control. The state of Texas moved to the front of that push back with the recent introduction of legislation that would prevent the enforcement of virtually all federal gun control measures within the state’s borders: “With this bill, Texas could help lead the country forward,” said Scott Landreth, campaign lead for ShallNot.org, a project of the Tenth Amendment Center that advocates for states to protect their citizens from federal overreach. “Passage would have serious impact on the federal government’s ability to carry out its unconstitutional gun control measures already on the books.”

Texas State Representative Tim Kleinschmidt introduced Texas House Bill 176 which declares all Federal restrictions on the right to keep and bear arms to be “invalid” and “not enforceable” within the state of Texas: A federal law, including a statute, an executive, administrative, or court order, or a rule, that infringes on a law-abiding citizen’s right to keep and bear arms under the Second Amendment to the United States Constitution or Section 23, Article I, Texas Constitution, is invalid and not enforceable in this state.

If passed into law, what would it look like in the real world? Basically, all Texas government agencies and employees within Texas would be banned from enforcing any Federal law in violation of the act. The prohibition on enforcement specifically includes any Federal legislation that:

(1) imposes a tax, fee, or stamp on a firearm, firearm accessory, or firearm ammunition that is not common to all other goods and services and may be reasonably expected to create a chilling effect on the purchase or ownership of those items by a law-abiding citizen;

(2) requires the registration or tracking of a firearm, firearm accessory, or firearm ammunition or the owners of those items that may be reasonably expected to create a chilling effect on the purchase or ownership of those items by a law-abiding citizen;

(3) prohibits the possession, ownership, use, or transfer of a firearm, firearm accessory, or firearm ammunition by a law-abiding citizen;

(4) orders the confiscation of a firearm, firearm accessory, or firearm ammunition from a law-abiding citizen.

State employees who knowingly violate the act would risk a suit for damages for assisting the Federal government violate an individual’s right to keep and bear arms in Texas.

Such civil disobedience was recognized and condoned by Founding Father James Madison who, writing in Federalist #46, proclaimed that state “legislative devices” and a “refusal to cooperate with officers of the Union” as a valid and moral strategy to push back against Federal government overreaching, unConstitutional actions, or merely unpopular federal acts. More recent Supreme Court rulings put this type of state action on solid Constitutional grounds.

Which gets us back again to our core question in this matter: if a large number of majority of states follow the this Texas example, assuming the proposed legislation becomes law, what would the Federal government do? Arrest state government officials? Invade states to force their will upon citizens who voted for the legislation to resist the federal government? Interesting times.

4) The state of Alabama moved forward with similar actions in the recent elections, according to the Washington Post. By an overwhelming majority of 72% to 28%, the citizens of Alabama strengthened their already defiant state constitution wording against the Federal government’s intent to impose more and more gun control bonds on citizens. The new wording goes as follows:

(a) Every citizen has a fundamental right to bear arms in defense of himself or herself and the state. Any restriction on this right shall be subject to strict scrutiny.

(b) No citizen shall be compelled by any international treaty or international law to take an action that prohibits, limits, or otherwise interferes with his or her fundamental right to keep and bear arms in defense of himself or herself and the state, if such treaty or law, or its adoption, violates the United States Constitution.

The original, weaker wording read as follows: “that every citizen has a right to bear arms in defense of himself and the state.” More push back on gun control, protecting the Second Amendment in the process.

That will do it for today. Pushing back against Washington politicians is getting more and more widespread on more and more topics and issues. From protecting the Second Amendment in Texas and Alabama to common sense vs. Washington sense on school lunches, people are getting tired of what to do, how to do it, and getting no benefit as a result of bossy politicians.

Which gets us back to our basic question of what happens if the Federal government, or government at any level (see Fort Lauderdale screw up above), passes a law or ordinance and the rest of the country simply says no thanks and ignores what the political class has wrought? Will the center hold? One more post tomorrow to sum up the rebellion against an overreaching Federal government and American political class.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

May, 2014 The Unfolding Disaster That Is Obama Care, Part 7: When Free is Not Free, Alabama Widows Lose Their Insurance, Insurance Rates Go Up Along With Tax Rates

Today we trudge through another long day of discussing the unfolding disaster that is Obama Care. This will be the seventh post this month on this horrid piece of legislation, written and enacted by a horrid set of politicians in Washington. We have been doing multiple sets of posts every month since last August, not because we like to talk about disasters but because the disasters are eroding our freedoms, eroding our take home pay, curtailing economic growth, and have no chance of ever reducing the skyrocketing health care costs in this country.

1) An article from the news site Newsmax did a nice compilation of articles and analyses of the health care legislation in early April, 2014. Their findings include:

• According to Forbes Magazine, a quarterly survey by investment bank Morgan Stanley of 148 brokers who sell insurance showed that premiums accelerated in the last quarter more than of any of the 12 prior quarterly periods, a spike which happened to coincide with the lead in to the Obama Care deadline.
• This increase may have been the sharpest increase in health insurance premiums than possibly ever.
• The average premium increases for insurance renewals in the most recent quarter were over 11% in the small group health insurance market and 12% in the individual health insurance market.
• Keep in mind that these were double digit increase in just one QUARTER, they are not ANNUAL increases.
• By way of comparison, the survey back in last September showed that increases in the small group market averaged 3 percent, and 2 percent in the individual market. 
• According to the Forbes analysis, in some states the state level increases have been 10 to 50 times those averages, according to Forbes. 
• For example, in the individual insurance market, premiums have increased an average of 100% in Delaware, 90% in New Hampshire, 54% in Indiana, 53% in California, 45% in Connecticut, and 37% in Florida.
• Again, these are just quarterly, three month increases, not annual increases.
• For the small group market, Washington had an average increase of 588%, followed by Pennsylvania at 66%, California at 37%, and Indiana at 34%.
• The even worse news according to the Forbes analysis, the data shows that "rate hikes have accelerated as the legislation’s regulations have started to get implemented. 
• It is believed that the rate increases are due to a combination of four factors triggered by and caused by Obama Care including new commercial underwriting restrictions, age restrictions that prevent insurers from pricing premiums differently between young and old beneficiaries to reflect the actual costs of providing coverage, new excise taxes being levied on insurance plans, and new benefit designs.
• The Newsmax article quotes an analysis that was published in the Daily Caller: "Morgan Stanley's results echo what consumers are already seeing: the Affordable Care Act's intensive regulation of the insurance market is driving healthcare premiums up strikingly.”
• The Washington Post recently reported that in some cases, insurance companies may have "low-balled" prices for 2014 to attract customers, which sounds like a classic “bait and switch" scam, while others will probably raise prices to boost profits or compensate for the costs of participating in the new law.

That is a lot of sources all coming up with the same conclusion: Obama Care policies are more expensive and their impact in the marketplace is resulting in higher, not lower, costs of health insurance. Nowhere is anyone talking about Obama’s promise to lower annual insurance costs by $2,500 for an average American family.

2) The Heritage Foundation has put together an analysis that shows how much of an increase in taxation the Obama Care legislation is expected to cost the American consumer within ten years (double click on the graph for a larger view):

Let’s do a little math:

• Many times in previous posts we have cited government reports that estimate that today, Medicare and Medicaid lose anywhere from $70 to $100 billion a year to criminal fraud and deception. Thus, if Obama and the rest of the Washington political class cared or knew how to run an efficient government operation, no taxes would be required because for about the first seven years we could have funded Obama Care by just fixing the broken processes in Medicare and Medicaid.
• In ten years, the annual cost burden of Obama Care will come out to a little over $1,000 per family per year (assuming that these numbers are not under estimates of reality, a highly likely scenario.) That means in ten years, every American family on average will have $1,000 less to spend on vacations, home improvements, recreation, etc., a stunting of economic growth across the board.

All for a piece of legislation that has no chance of ever, ever being successful.

3) Let’s forget about cost increases and tax increases and pure numbers and look at a human side story of Obama Care. This story was reported by the Independent Journal Review in early April, 2014. Because of new regulations imposed by the Obama Care, more than two dozen widows who were married to Madison County, Alabama county employees are now going without health insurance.

These widows lost their healthcare coverage this year after the county was notified that the new Obama Care regulations rules would cause its independent health insurance program to cost an additional $25 million a year, an incremental expense they could not afford in their budget. As a result of the financial impacts, the county commissioners decided to join a state-wide insurance network that includes 50 other county governments in order to stay solvent while still providing health insurance coverage to their current employees.

However, there was one big downside to this plan, as Dale Strong, Madison County Commission Chairman, warned: “In joining with this large group, it does not provide for spouses when their husbands die or their wives die.”

Roger Jones, Madison County Commissioner, added: “A lot of these people are on low fixed incomes, some of them are living on Social Security and very little else, and health insurance is very important to them.”

It may be important to them and they may have been happy with their previous arrangement but as a result of Obama Care, they no longer have access to their former policies, a fact that Obama promised over and over again would never happen. This is what happens when leaders lie, citizens suffer and end up going without.

4) The lies from this Presidency never stop coming, with a new one recently uncovered and reported on by the Wall Street. One of Obama’s big selling points on Obama Care and Obama Care policies was that annual physicals, covering a range of tests and analyses, would be free to insurance policy holders in the new Obama Care world. 

This emphasis on preventive care would theoretically identify a possible disease or ailment early in its life cycle when it is usually simpler and less expensive to treat. In theory, a good idea. 

As reported by the Wall Street Journal, under the legislation, preventive care includes screenings for high blood pressure and high cholesterol counts, evaluations for several cancers and diabetes, and vaccinations. The patient is allowed, in most cases, one free checkup per year, all promised by the President.

But hold on a minute. Like real life, in the Obama Care world there is often no such thing as free. And how free things become unfree under Obama Care is wild. Obama Care patients who go to their doctors for their free annual checkup are finding out that they may have to pay for the preventive healthcare visit after all. Why? If you mention past or ongoing health concerns during the physical, this will result in co-pays and deductibles and not a free physical, according to The Wall Street Journal analysis.

Under the Obama Care legislation, once you say that you might be sick, that moves the doctor encounter from a preventive or “wellness” care visit to potential new health issues. This subtlety makes the doctor visit to be now viewed as “evaluation and monitoring,” not wellness or preventive, which triggers patients having to fork out for the “free” annual physical. Insanity. 

You cannot tell a doctor how you are feeling or what is ailing you, an exchange that should lead to better and cheaper healthcare, without risking paying for your “free” physical. You cannot make this stuff up it is so idiotic.

Let a doctor explain what happens: “Patients are scheduling physicals because physicals are free,” Randy Wexler, a family physician in Columbus, Ohio, told the Journal. “But they come in and say, ‘I’ve been having headaches. My back has been bothering me, and I’m depressed.’ That’s not part of a physical. That will trigger a copay.”

Wexler went on to say that customers and patients are not happy about the unexpected charges. “They’ll say, ‘I have diabetes and hypertension and heart disease and seeing you is preventing them from getting worse, so that should be fully covered. But under that theory, everything would be free with no copay.”

The Journal article went on to point out other non-productive and wasteful behavior that is being driven by this nonsense:

• Doctors interviewed by the Journal say that seniors have started canceling their annual wellness visits under their Medicare plans when they learn that if they mention a current health issue during the checkup they will likely be charged a co-pay.
• Some doctors are even warning patients in advance of the problem and ask them to schedule two visits, one for the “annual” and another for their current health issue, according to the Journal.

How is any of this productive and health cost reducing, besides being lunacy? When a simple discussion with your doctor about your current health causes you to pay more, we are certainly passing over into another realm of reality. Plus, just when you think another lie cannot possibly be hidden in the Obama Care world, another big jumps up and takes a bite out of your wallet.

5) I am getting tired and depressed so I will end this disaster review for today. However, for a detailed look at how Obama is manipulating the numbers to make this horrid piece of legislation look better than it is, I refer you to the following in-depth analysis at:

http://www.conservativeblog.org/amyridenour/2014/4/17/obama-administration-uses-bogus-insurance-coverage-figures.html

Hopefully, we can wrap this month’s Obama Care disasters tomorrow.

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The Unfolding Disaster That Is Obama Care, Bonus Post: The Heartbreaking Story of a Middle Class Alabama Family

I was not going to publish a post day, was going to take a day off and enjoy the first day of the new year. However, I came across a heartbreaking story that was recently pubished in the Independent Journal Review that I needed to share. It is an open letter to President Obama which details out the hardships and disaster that his Obama Care legislation is bringing to her family of four in Alabama.

The administration has recently announced that December saw a surge in enrollment intentions for Obama Care insurance policies through the exchanges set up by the legislation. They are very proud of the fact that more people signed up for policies in December. However, their story has a few major holes in it:

• This surge of people were people that signed up their intentions to enroll. It does not mean they actually bought and paid for a policy. Intentions do not provide health care insurance coverage, they are empty promises to buy insurance in the future, promises that are not fulfilled until payment is received by the insurance companies. The adminsitraiton neglected or intentionally did not release they actual purchase numbers.
• As we have proven many times before in this blog, having health INSURANCE via this legislation does not guarantee quality health CARE. Chronic doctor shortages, limited access to preferred doctors and hospitals, limited access to approved drugs, etc. are turning out to be the norm of Obama Care insurance plans. Coverage does not equal care.
• And finally, as we will see what happened to this Alabama family, coverage does not mean affordable coverage. They have seen their current health insurance policy, a policy they were happy with and they could afford, get washed away and replaced with an Obama Care policy that is almost as expensive as their mortage payment. It is a replacement policy they cannot afford and which will severely dampen their health, the health of their kids, and their economic happiness and flexibility. 

An added insult to injury, the hassle and time they expended to get such a poor replacement policy is an insult to the American taxpayer who has probalby already spent over a billion dolalrs for a website and operations that is an insult to every American's intelligence and pocketbook.

Before you read her letter, keep in mind a famous saying from a wise man, Martin Niemoller, relative to the Nazis inWorld War II: 

When the Nazis came for the communists,
I remained silent;
I was not a communist.

When they locked up the social democrats,
I remained silent;
I was not a social democrat.

When they came for the trade unionists,
I did not speak out;
I was not a trade unionist.

When they came for the Jews,
I remained silent;
I wasn't a Jew.

When they came for me,
there was no one left to speak out.

You may have not been touched by Obama Care yet. Perhaps you have health care insurance from your employer and were saved when Obama delayed the employer mandate. Perhaps you have not had your current policy cancelled yet like this Alabama family did. Perhaps you do not have a child in need of medicine that is not avialable via your current policy. 

But rest assured, at some point in time, all of us are likely to be writing similar letters in the not too distance future when the unfolding disaster that is Obama Care unfolds on our families and ourselves. Best to speak out now before the legislation comes for you.

From the Independent Journal Reviewm December, 21, 2013:

***************************************

Emily Hulsey | On 31, Dec 2013 

Many of us can identify with the frustrating experience that Karri Kinder, a mother of two from Auburn, Alabama, has had with Obamacare. She penned this open letter to share her story: 

An Open Letter to the Obama Administration and American Citizens: 

My family’s journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013. I have decided to write this letter to let the American people know what it has been like for us. We are a family of four, with two little boys’ ages seven years old and three years old. My husband and I have had full time jobs for 6 years and 13 years respectively. We have been with the same two companies for those years. We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us. We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us. 

On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama. When I opened our letter to say I had sticker shock was an understatement. Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband. So we would need to pay total $828.26 to keep health and dental insurance for the four of us. 

This payment is roughly $64.00 less than what we pay for our mortgage each month. I was outraged that anyone thought we could afford this. Sure we have some savings, but with that price tag we would whittle it down to almost nothing very quickly. I consider savings as a rainy day fund, a start to saving for the kid’s college, our retirement, etc. I never dreamed in a million years we would need to use it to pay our insurance premiums each month – how in the world could this help the economy too? 

Throughout the month of October we read everything we could on what our plan would cover, and tried to get the information we needed about the ACA. I was also blown away when I realized that my son’s medical care, he has Attention Deficit Hyperactivity Disorder (ADHD), would cost us so much more out of pocket than it was currently costing us. My son has to go to his doctor every other month for his care. If we need to see a therapist we do that monthly, so you see on top of the premiums there are other out of pocket cost we have to factor in. He is also on medication that he takes daily. His medicine is a life saver for him and helps him function like a normal seven year old, without it he can’t focus, his grades slip and his mind literally goes back to the mind of a three or four year old. 

When he was first put on his medicine his reading went up 20 points and he went from writing one to two sentences to paragraphs, all in the course of a week. He is a straight A student and very bright, but without the proper medical care that could slip away from him. Under our new plan for 2014 we would need to pay a $55.00 co-pay, and then it would be covered at 80 percent once we reached his deductible, which would be $2,000 individual $4,000 family. Out of pocket max numbers are $6,350 individual and $12,700 family. All of this is enough to make anyone’s head spin. We were then forced to look at other options as none of this was affordable for our family. 

I started to dig deeper into healthcare.gov. I was hearing all the horror stories through the news about the subpar website. I was reading right off their healthcare.gov Facebook page about other people’s terrible experiences trying to get coverage. Then the government announces that they are going to be working on the site and making it a better experience as well as making it more secure. They had already had three years to make this happen but they said would need the month of November to get it running right. So I waited patiently for them to get the site running so I could see if we would qualify for the subsidy and continue our health insurance through that route. 

December 6, 2013 I went to healthcare.gov and started our application. The process took me over two hours to complete. Once it was completed it came back with our results. The results were that my husband and I qualified. That my three year old qualified for All Kids and that my seven year old did not qualify for anything through the exchange (ACA). I was so confused, how could a seven year old not qualify for a subsidy? I was also confused on why they wanted me to enroll one of my children in All Kids? So, I called the number they provided to speak to a representative. I was on hold for 20 minutes when a woman answered and offered to help me with the results. She told me that it is coming back that my seven year old son did not qualify and the only thing I could do was to file an appeal. I asked her a few more questions about how this could have happened, and I was told “she does not know and that all I can do is file an appeal”. She was reading her responses to me right off of a chart that I am sure they are given. So, I ended my conversation with her and proceeded to try to wrap my head around what was happening. 

I decided to call back, this time I waited 15 minutes and spoke to a very nice gentleman who seemed to have an understanding for how the system was working. He looked up the results and said “this can’t be right, let’s start over and do an application over the phone”. So again I went through the application process. The results came back the exact same, we all qualified for something except my seven year old son. The gentleman could not understand how this could be happening and assured me it had to be a “glitch” in the system. He placed me on hold so he could speak with his supervisor on how to fix this error. I waited several minutes and when he came back he said “there was nothing more they could do tonight”. He said “we are sending your application to two different departments and that one of the departments would get back to me through a phone call with a fix to this problem”. He also told me “it could take 2-5 days but that I would receive a phone call when they had closed my case”. 

So I waited until Tuesday December 10, 2013, which was day four and called them back. I was then told it would be 2-5 business days and if I had not heard from them at that time to call back. So that is what I did, I waited till 9:00 pm on that Friday December 13, 2013 with no phone call. I called Sunday December 15th, 2013 and spoke with my 3rd supervisor who told me “they were very sorry that I had not received a phone call and they were messaging the two departments to give me a call the following day”. He also said to go ahead and file with All Kids in my state because even though they send that information to them, they have no idea when they will receive it. So Monday I went and applied for All Kids for my children, it was a similar application to the healthcare.gov site. I called them to verify that they received my application and was told they cannot access it till sometime in January. They said once they could access it that they would be in touch and if the kids qualified the coverage would retro act to January 1, 2014. So that was a little bit of good news. 

So here we are December 22, 2013, the day before the December 23rd deadline to sign up through the Health Insurance Marketplace’s Exchange. I decide I will call one last time to see what they can tell me about coverage, since I never received a phone call after my last conversation with a supervisor. I waited on hold for 1 hour and 15 minutes. I asked to speak with a supervisor and I was transferred. The supervisor pulled my file and was talking to me when she must have accidentally pressed a button and we got disconnected. I thought for sure she would call me back. That is one of the first things they ask for is your phone number. I did not receive a call back, so I call back and have to be placed on hold again to speak to someone. I waited another hour and a half before I get connected with a supervisor. She pulls up my file and tells me “there is nothing they can do and I have to wait the 90 days they have to contact me through the appeals process”. 

The supervisor tells me “that this whole time I have been told wrong by numerous people and that I should have been called back but that the two departments could do nothing for me”. I just have to wait the 90 days. I asked her, “so yet again an error, due to no fault of my own, has occurred all these times I have been calling and speaking with people and no one can really do anything”? She said “yes that is correct, I am sorry you have been told something different but that is all I can tell you”. 

I have never been treated so poorly by any insurance company in my whole life. I have never experienced such terrible customer service in all my years on this earth. I can’t imagine how long a company would last in this country if they followed the same protocol as the ACA/Health Insurance Marketplace does. Most companies can fix a glitch in their systems pretty easily, or can connect you to someone who can. Not the ACA/ Health Insurance Marketplace, you spend all that time on hold to just be told, so sorry but you have to wait for someone to get back to you in a 90 day time span. 

What is the most sickening thing to me is that we have been forced into the Health Insurance Marketplace’s Exchange. We wanted to continue our coverage through BSBC and pay as we always had been. But, we found out that option would not be affordable under the new Act, which is how we were forced into the Exchange. Furthermore, not only were we forced into the Exchange, but then forced again to submit an application to ALL Kids for our children. I just don’t understand how we go from being hard working middle class family who provides everything for our family to where we are today. I feel like everything that my husband and I have worked hard for is for nothing. I pray each night that we will get something resolved with our “glitch” in the system so our children will have health insurance coverage in January and by the time I have to purchase my son’s $400 a month ADHD medicine. 

I really don’t know how our government can allow this to be taking place. What if something happens and one of my boys breaks an arm, or God forbid something worse? They don’t have insurance, so I guess we will then be paying the hospital monthly if that happens. We are almost completely debt free currently and now all I see is very large medical bills in our future until the government can fix the issues with the ACA/Exchange. I would really like them to rename the Affordable Care Act, because from where I am sitting it is anything but affordable or caring for my family. 

Sincerely,

Karri Kinder
*************************************

Speak out now or forever hold your peace...and pay unbelievably high premiums deductibles for inferior medicare care, all courtesy of Obama Care, the worst peice of legislation ever written by the worst set Washington politicians in our history.