Saturday, August 19, 2017

August, 2017, Part 5, The Unfolding Disaster Of Obama Care: Real Life Horror Stories From Real Life Americans

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:
  • Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
  • Our food chain is infested with overdoses of high fructose corn syrup, salt, sugar, and other unhealthy additives.
  • Americans smoke too much.
  • Americans do not exercise enough.
  • The country is in serious need of health care tort reform.
  • Barriers to insurance company competition across state lines need to come down.
  • Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
  • Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
  • Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.
You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and copays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

At the end of each month’s review of the unfolding disasters of Obama Care, we take a few minutes to step away from the top line failures to examine and review the real life hardships that Obama Care has caused real life Americans. From higher premium costs to higher deductibles costs to lost access to favored policies, doctors, and hospitals, to all kinds of hassles and health emergencies, Obama Care at the personal level has been a disaster for so many families and individuals. 

Some of these stories of Obama Care failures are listed below. The source of these experiences is, as always, the website:


RICHARD - MONTANA: I'm currently paying $229 per month on a plan from Humana that does exactly what I want. It'll keep me from going broke if something bad happens.

That Humana plan does not comply with ObamaCare. So it will be cancelled at some point. Originally it was scheduled to be cancelled at the end of 2014, now I'm not sure if it will be extended to 2016 or what.

The least expensive policy I could find that complied with Ocare was about $500/mo. and that was for this year. My understanding is that compliant policies for 2015 will be about 20% higher. I hope I can keep the current policy for next year, but I don't know. I am displeased.

DAVID, NEVADA - I was really looking forward to my $2,500 savings I was promised. My total yearly cost instead went up by $2,620 with a higher deductible. President Obama could not have been this far off in his prediction which means he knew he was lying and said it anyway.

JOHN - NORTH CAROLINA: My story has more to do with how many individuals and companies have decided that since they don't like the ACA, they'll use it as an opportunity to justify scalping. My family paid a reasonably affordable plan with BCBS through my wife's employer. When the ACA was enacted, our insurance rate when up almost $130 PER MONTH. This is insane! Also, due to my wife and I just getting married right before all of this happened, somehow the company 'forgot' to add me to the plan even though we'd filed the paperwork two times. When I went to healthcare.gov, I was shocked at some of the prices, and thought I wouldn't be able to afford any insurance and have to pay a fine (to add insult to injury).

EMILY - FLORIDA: I'm a retiree that worked for a Fortune 500 Company and had Wonderful Insurance Coverage which included Medical, Hospital, Dental, Rx, Vision and Mental Health. Due to Obamacare I lost my Insurance because of the Employee Mandate. I have Epilepsy, as a result I find myself in the emergency room often and admitted to the hospital all to often. Also, my prescription drugs cost are very high. The ACA did not meet my needs and what came close was not affordable and deductibles were very high. I took a policy on my own which was 3 times what I contributed through my employer but I had to cancel it because I could no longer afford it. So I have no insurance except Medicare. I had to go to the Hospital last week for 5 days, I don't know how I'm going to pay the bill.

BETTY - LOUISIANA: From KSLA 12: Thousands of people in the bayou state are among those discovering what Obamacare will cost them and many don't like what they see. Betty Foster is one of them. "I don't put the cost on these prescription drugs, but I have to have them."

Rates are rising for a lot of people, like Foster, in large part to help offset the higher costs of covering sicker, poorer people who have been shut out of the system for years. "With this new system coming in, I'm not even going to have money to pay my utility bills. Affordable care, what is affordable having to go from average $26 a month co-pays, they're going to be $400," Foster asks. 

JANETTE - CALIFORNIA: The chiropractor who expects her premiums to rise, the 60s-something company manager who has to pay for maternity coverage, the Simi Valley contractor and many others who make at least $46,000 a year -- they all pound away at the same rhythm.

They say the middle class is once again getting tattooed, this time by President Barack Obama's health care reform.

“However you look at it, the son of a gun lied to us," said Janette Ramsey, a Bakersfield business owner with a weekend home in Ventura. She's losing her current coverage and expects to pay $50 more a month for a policy with nearly double the deductible.

"I think it's an abomination," she said. "... I'm going to pay more and get 100 percent less."

VALENTINA - CALIFORNIA: By most people's standards, Valentina Holroyd is in excellent health. She works out six to seven days a week and competes in triathlons with a group of equally high-energy friends. She participates in 10 to 12 races a year and has made it to the podium on several occasions. She struggles with the usual joint problems associated with an active lifestyle, but otherwise she is healthy.

Holroyd supported the Affordable Care Act when it was passed in 2009. The moderate Democrat hoped it would help people with pre-existing conditions -- such as her husband -- get access to insurance, and would allow people who could not afford insurance before to find plans within their reach.

She found an affordable insurance plan through Kaiser Permanente in 2012 that met her budget and provided appropriate coverage for her family's needs

Everything changed in October, when Holroyd was notified by her insurer that her plan could not be renewed in 2014. The comparable plans offered to Holroyd featured a 29% increase in premiums and higher co-pays, as well as significantly higher prescription costs.

Holroyd expected to pay more under the new law, but the new estimates exceeded her expectations.

"We're savvy," she told CNN, "but we had no idea that the premiums were going to be what they are."

After the president's announcement, Holroyd was hopeful she'd be able to keep her policy after all. But the information that she was able to get over the next few days was cryptic at best.

Kaiser Permanente said only that it would review the announcement and that "If federal and state governments intend to change the health care coverage rules and the composition of federal and state marketplaces in 2014, we hope those changes will be done thoughtfully and with all stakeholders involved, to obtain the best outcome."

Holroyd anxiously waited for more definitive news, but the answer wasn't what she wanted to hear.

At the end of November, Covered California's board of directors -- the group that runs California's health insurance exchange -- unanimously rejected the administration's proposal.

"So, in a nutshell," Holroyd said in an e-mail, "we are now, once again, being forced into a lower coverage plan, for more money."

[. . . ]

She vehemently rejects the idea that her policy is inadequate because it doesn't meet the Affordable Care Act's minimum criteria. She insists that it provides better coverage for many of the things she counts on, such as chiropractic and eye care.

"My current plan is not junk," she said.

MARK - IDAHO: Mark A. York, a 60-year-old freelance writer in Hailey, Idaho, said he began shopping after he received a letter saying that his current insurance policy would be canceled because it did not meet the requirements of the health care law. In the exchange, he said, he found policies with premiums similar to what he is now paying, $440 a month, but “the deductibles were so high — $4,000 to $6,000 a year — that it defeats the purpose of having insurance."

DEBRA - KANSAS: This is my friend in Oklahoma City, OK

Sage Miodov Streck

April 23, 2014

This week has been one of the most challenging I've faced so far this year. I'm on 24/7 O2 right now with severe shortness of breath. I'm one week into a round of IV vancomycin, but we're still fiddling with the dosage until we hit the right therapeutic level. On top of that, my IV port was leaking and causing problems, which, knock on wood, we seem to have fixed for the moment. And my new insurance (thanks so much, Obama and every moron in Congress who voted for the ACA) is denying coverage of a vital medication I need every two weeks to keep my asthma from flaring out of control. I've already missed two doses, and they are still arguing about whether or not it's covered under my plan. It's hard enough living with a fatal genetic disease without having to deal with stupid insurance companies. There was nothing wrong with my old health plan, but I wasn't allowed to keep it under the new ACA. I've had nothing but problems since my new plan started January 1st. I would love for every single person who voted for that trash to spend even 30 minutes in my shoes. See what it's like when you aren't able to take a single deep breath. I guarantee you would change your vote, and try to pass legislation that might make life a little easier for the chronically ill, rather than more difficult. Rant over

Higher premiums, higher deductibles, less coverage, dropped policies, same failures every month.



Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:


www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:


http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org

http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w






Friday, August 18, 2017

August, 2017, Part 4, The Unfolding Disaster That Is Obama Care: Obama's Illegal Obama Care Money Laundering and Medicaid's Continuing Financial Problems

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:
  • Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
  • Our food chain is infested with overdoses of high fructose corn syrup, salt, sugar, and other unhealthy additives.
  • Americans smoke too much.
  • Americans do not exercise enough.
  • The country is in serious need of health care tort reform.
  • Barriers to insurance company competition across state lines need to come down.
  • Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
  • Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
  • Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.
You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and copays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

1) Not only was Obama Care a failure in every legal way possible, it now appears that it was a failure from an illegal perspective also. According to a new stash of government documents (about 3,500 documents in total) that have become available:
  • The Obama administration took profits from Freddie Mac and Fannie Mae and illegally funneled those funds to the Obama Care process.
  • That is the bottom line of the analysis of a new set of documents that showed that this was the case and that it was not an accidental accounting screw up, it was an intentional misuse and illegal use of government resources to prop up the failures of Obama Care.
  • Once Fannie and Freddie recovered from their horrific financial losses as a result of the 2008 recession, the Obama administration changed the terms of the loans that Fannie and Freddie took out to refinance themselves and basically stiffed those that had loaned them the money and their ability to recover their loan dividend payments.
  • Instead, those dividend payments were swept out of Fannie and Freddie’s profits into the general Treasury fund.
  • The bulk of these stolen funds were used to pay the health insurance subsidies promised in the Obama Care legislation, without which the whole Obama Care house of cards would have collapsed back in 2012 according to some estimates since the money expected to be generated to fund the subsidy pools did not materialize to the levels promised.
  • This information was discovered only after years of litigation were needed to unlock the access to this illegal money laundering scheme.
Thus, not only has Obama Care failed on a financial basis, an economic basis, a health care basis, a health insurance basis but apparently it should have also failed back in 2012 as a subsidy basis if not for the illegal transfer and manipulation of the loan terms of Fannie and Freddie.

2) We have often talked about how wretched a program Medicaid is from a number of different perspectives:
  • Research study after research study have showed that people on Medicaid are either only as healthy as people with no health insurance or sometimes are found to be LESS healthy than people without health insurance.
  • Obama Care promised that the number of emergency room visits would go down if people had Medicaid but since many, many doctors do not accept Medicaid patients, the increased number of Medicaid patients as a result of Obama Care has caused emergency room visits to increase, the exact opposite of what was supposed to happen.
  • Medicaid costs have been escalating rapidly, so much so that four states devote over 30% of their state government budget just to Medicaid funding, leaving less money for schools, infrastructure and other state government needs.
Chris Pope, writing for the National Review recently, highlighted some of the other troubling aspects of Medicaid:
  • Almost 60% of Obama Care costs in 2017 ($70 billion out of $119 billion) will be solely to support Medicaid recipients so as Medicaid costs continue to go up, the overall Obama Care costs will continue to drive upwards.
  • While the original beneficiaries of Medicaid, the elderly, the disabled, and pregnant women, receive a 50% to 75% subsidy for medical services, Obama Care provided a 90% subsidy to able bodied, non-pregnant, non-elderly people who came on board the Medicaid train as a result of the Obama Care legislation, i.e. Obama Care financially took better care of those that could take care of themselves than the elderly, disabled and pregnant.
  • While Medicaid enrollment has gone up just under 100% from 2000 to 2015, Medicaid spending has gone up almost 150%, 50% faster than the growth in enrollment, indicating a cost spiral that is out of control.
So that is the current, sad situation of Medicaid. But Mr. Pope does provide a solution to this Medicaid problem that is reasonable and would definitely help alleviate the high and rising cost of the program with minimal impact to benefits. His complete plan and reasoning can be accessed at:


That will do it for today: illegal goings on during the Obama administration that were needed to keep Obama Care from collapsing and Medicaid out of control and ineffective but with a proposed solution that might actually work. In fact, any solution would work better than Obama Care itself.

Tomorrow we will, as always, take a step back from the global numbers and results that highlight Obama Care’s failures and look at some real life stories of real life Americans and how Obama Care wrecked parts of their lives, their wallets, and their health.


Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:


http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org

http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w







Tuesday, August 15, 2017

August, 2017, Part 3, The Unfolding Disaster That Is Obama Care: 11 Ways Obama Care Went Horribly Wrong

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:
  • Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
  • Our food chain is infested with overdoses of high fructose corn syrup, salt, sugar, and other unhealthy additives.
  • Americans smoke too much.
  • Americans do not exercise enough.
  • The country is in serious need of health care tort reform.
  • Barriers to insurance company competition across state lines need to come down.
  • Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
  • Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
  • Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.
You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and copays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

1) For the past few posts we have been discussing the many problems and disasters of Obama Care from ever rising premium costs to narrow doctor and hospital networks to the lack of competition. Rather than me reviewing all of the problems, let’s review the “11 biggest Problems With Obamacare” as identified on the Daily Wire website by Aaron Bandler:

  1. Even the Obama administration admitted in 2016 that Obama Care monthly premiums would increase in 2017 by an average of 25% even though Obama promised dozens of times that the average American family could see their annual health insurance premium costs go down up to $2,500. Missed it by that much. And 25% is the average across the country, many Obama Care policy costs went up much more than that.
  2. But it is not just the premium costs that are skyrocketing. According to a report from CNBC, Obama Care policy deductibles are set to increase an average of 17% for all silver plans and 6% for all bronze plans. For those on bronze plans that do not qualify for Federal subsidies, the increase in average deductible levels is 21%. Thus, while many Obama Care families have Obama Care insurance. Some of them cannot use that insurance because they cannot afford the higher and higher deductibles.
  3. Despite Obama's promise of vigorous competition for Obama Care customers, seven states currently have only one insurance provider doing Obama Care policies and major insurers such as Blue Cross, UnitedHealthcare, Aetna, and Humana have pulled out of most if not all Obama Care markets because they cannot make a profit.
  4. Obama Care co-ops, which were supposed to provide competition for insurance companies and help keep costs down have been a disaster. 15 out of 23 have already gone out of business due to financial hardships and most, if not all of the others, will probably follow them into extinction shortly,taking over a billion dollars of taxpayer subsidies with them.
  5. The Medicaid portion of Obama Care has also been a disaster, with Medicaid costs coming in 49% higher than promised. This is because Obama promised that 5.5 million people would sign up for Medicaid as a result of Obama Care while about double that amount, 11.5 million, actually signed up. This is now putting tremendous stress on state government budgets with multiple states now using over 30% of their revenue stream just to cover Medicaid expenses. This will get worse over time since the Federal government is scheduled to contribute less and less over time. And the real kick in the teeth with Obama Care and Medicaid is that study after study show that Medicaid does not make its recipients any healthier than people without any medical insurance including Medicaid.
  6. One of the perverse effects of Obama Care is that wait times have gotten longer and longer at emergency rooms despite Obama’s promise that the number of emergency room visits would go down because of the legislation, the exact opposite of what has happened. One of the reasons for this is that fewer and fewer doctors accept Medicaid patients which means although many more people have Medicaid coverage they cannot find a doctor who accepts Medicaid which pushes them into emergency rooms.
  7. According to the article: “Obamacare is also resulting in a shortage of primary doctors. A report from the Association of American Medical Colleges found that America faces a shortfall of 61,700 to 94,700 doctors over the next ten years, as less medical residents plan on entering the field of primary care. Doctors have struggled to keep up with the higher demand, as 81 percent of physicians surveyed by The Physicians Foundation in 2012 were "over-extended or at full capacity" in terms of their ability to seek new patients – a real problem when new doctors are not entering the field. Obamacare seems to be a deterrent to new doctors entering the field; 46 percent of doctors who have dealt with the monstrous law rated it as a "D" or an "F."”
  8. While Obama Care was supposed to get every American covered with health insurance, the Congressional Budget Office estimates that an additional 26-28 million people will become uninsured as employers opt out of providing health insurance as an employment benefit.
  9. While Obama promised that “not a single dime would be added to the national debt” as a result of the legislation, that promise is almost laughable now. If we believe the original Congressional Budget Office estimate that Obama Care would cost about $800 billion over the first ten years, and compare it to its later estimate that it would cost just under $2 trillion over the first ten years, we see that it will easily add over a trillion dollars to the national debt, another broken Obama promise.
  10. Obama Care’s Independent Advisory Board (IPAB), better known as “death panels,” is still the law of the land even though it is has not been staffed or made functional yet. That 15 member panel could eventually decide to ration Medicare through price controls and by determining what Medicare will and will not cover in order to keep costs down. This panel will eventually act as a completely independent body of people with the control of life and death of every American in their hands and none of the panel members can be fired by the President. Now how stupid was this provision of the law?
  11. And finally, it now appears that Obama illegally diverted funds from other Federal programs to pay off subsidies to insurance companies. Both the Congressional Budget office and the Government Accountability Office have ruled these payments illegal.
Great job by Mr. Bandler summarizing what a massive disaster this is from 11 different perspectives. The next time we find a positive aspect of Obama Care will be the first time we find a positive aspect of Obama Care. And what one finds when delving into these disasters is how many times Obama lied about what the legislation would do. Just a pathetic history of terrible leadership.

That is enough for today, 11 more reasons why Obama Care is an unmitigated disaster. More disasters to follow later this week.


Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:


www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

http://www.cato.org
http://www.bankruptingamerica.org

http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w








Monday, August 14, 2017

August, 2017, Part 2,The Unfolding Disaster That Is Obama Care: Ever Rising Costs Despite the Promises of the Opposite From Obama

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:
  • Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
  • Our food chain is infested with overdoses of high fructose corn syrup, salt, sugar, and other unhealthy additives.
  • Americans smoke too much.
  • Americans do not exercise enough.
  • The country is in serious need of health care tort reform.
  • Barriers to insurance company competition across state lines need to come down.
  • Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
  • Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
  • Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.
You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and copays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care., To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

1) It is that time of the year when insurance companies file for their next year rates and what has become an annual event, Obama Care insurers and their policies are again headed for double digit increases in costs. Consider the latest realities of Obama Care cost increases as described by a recent article by Joseph Curl on the Daily Wire website:
  • According to a new report from the Federal government, some Obama Care policies will see up to a 30% average increase in premium costs in 2018.
  • This is obviously a far cry from when Obama repeatedly claimed that an American family would see up to a $2,500 decrease in their annual health insurance premium costs.
  • The Department of Health and Human Services reported that customers in Idaho, West Virginia, South Carolina, Iowa and Wyoming are customers of insurers requesting premium AVERAGE increases of 30% and possibly more.
  • If the average increase is 30% than obviously some people will see their insurance premium costs increase by more than 30%.
  • The Hill has reported that Maryland’s largest insurer, CareFirst Blue Cross Blue Shield, is looking for a rate hike in excess of 50%.
  • The Chicago Tribune reported recently that "insurers propose to hike health insurance prices by as much as 43% next year for those who buy coverage through Obamacare exchanges. That's on top of nosebleed-section rate increases of more than 40% for 2017." 
  • In New Hampshire, the Union Leader recently reported that premium costs for Obama Care individual insurance policies will rise at least 44% in 2018: “Today’s news about rates is alarming, especially for the 94,000 New Hampshire residents who obtain their insurance through the individual market, but unfortunately, it does not come as a surprise,” New Hampshire Insurance Commissioner Roger Sevigny said.
  • In Nebraska, there is only one insurer for the whole state selling Obama Care policies and the average increase for premiums for that sole company in the state will be 16.9% although some people in Nebraska will get increases of over 50%.
How anyone in Congress or anywhere can continue to insist that Obama Care is good for Americans and good for America is a good thing is beyond me. Higher and higher costs, more narrow networks, inferior care, you could not try to make a worse system if you tried.

2) Martin Walsh, writing for the Conservative Tribune on August 1, 2017, continued to report the worsening news for Obama Care customers:
  • A new study from the Federal government’s Centers for Medicare and Medicaid Services (CMS) found that 1,332 counties in the United States will have access to only one health insurer on the Obama Care exchanges in 2018.
  • This is a whopping one third of all U.S. counties.
  • Even worse news is that 40 counties will have NO access to Obama Care insurance company policies in 2018 even though they have to get an Obama Care policy to have any chance of a Federal subsidy. 
  • According to the CMS: “The map currently shows that nationwide 40 counties are projected to have no issurers, meaning that Americans in these counties could be without coverage on the Exchanges in 2018. It’s also projected that 1,332 counties — over 40 percent of counties nationwide — could only have one issuer in 2018.” 
  • CMS went on to conclude that, “This could represent more than 2.3 million Exchange participants that will only have one choice and may not be able to receive the coverage they need.” 
  • The CMS also concluded that Obama Care policies saw their premium costs rise 21.6% in 2017 vs. 2016.
Despite even the Federal government via CMS telling the world that Obama Care is an unmitigated disaster, the bozos in Congress still cannot get their heads together to fix ANY aspect of Obama Care. I hope they are enjoying their five week vacation this month along with their gold plated, taxpayer funded healthcare plans.

3) One last set of bad Obama Care cost news for today, this bad news courtesy of a recent NewsMax article:
  • The Kaiser Family Foundation is estimating that some U.S. cities will see the cost of Obama Care health insurance policies rise by as much as 50% in 2018.
  • Kaiser tracks insurance costs across 21 U.S.cities.
  • The cost of mid-level Obama Care insurance policies will increase by double digit rates in 15 of those cities and decrease in only two of the tracked cities.
  • The single Obama Care insurance company in Delaware is proposing raising rates by 12.8% on average.
Now Kaiser did try to justify the rate increases to some extent by saying that the actual insurance policy holders will not have to pay the entire increase since the American taxpayer would help pay for their subsidies, which is likely a correct assertion. But Obama promised to “bend the cost curve downwards,” not just shift costs from the individual to the entire American taxpayer base. Somebody is going to pay for those increases and it is you and I.

Sad, sad news on the Obama Care front: ever increasing premium increases for lower and lower quality and service. More to follow over the next few days as the unfolding disaster that is Obama Care continues to unfold.

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