May, 2015, Part 3, The Unfolding Disaster That Is Obama Care: A Potential Low Cost Alternative and More Individual Tales Of Obama Care Woes

Ever month for the past fews years we have had to dedicate multiple posts every month to the unfolding disaster that is Obama Care. It is without a doubt the worse piece of legislation ever passed passed by Washington, as one can see from our dozens of posts and the hundreds of mini-disasters we have discussed in each of those posts.

The legislation has increased insurance costs, stifled the economy, caused millions of people to lose access to their preferred doctors, hospitals, and insurance policies, increased the national debt, and exposed the many lies and intentional deceptions of this President and his political allies. It is a piece of legislation that has no chance of accomplishing its supposed goal of reducing healthcare costs in this country since it never understood nor addressed the underlying root causes of our high healthcare costs. These root causes include,m but are not limited to:

• Americans eat too much overall and too much of the wrong types of food.
• Americans smoke too much.
• Americans do not exercise enough.
• Washington laws and regulation encourage additives such as high fructose corn syrup to infest our food supply.
• The medical industry is in urgent need of tort reform.
• Current laws and regulations discourage cross state border insurance company competition.
• Federal healthcare programs today are infested with criminal activity that wastes upwards of a $100 billion a year.
• The Obama administration never “followed the money” to find out where the waste and over charging was in the entire medical industry.
• Without understanding and alleviating these root causes, it makes no difference how many people get Obama Care insurance policies, the costs will keep going up and care will keep going down.

So with this quick background, let’s take a look at what Obama Care disasters have popped up in the past month or so, like we have been doing over the past few days:

1) Most of the damage to Americans insurance plans so far by Obama Care has been to individual insurance plans, not insurance plans obtained from an employer. But in 2018, that could change dramatically since the so-called Cadillac Tax kicks in. This Obama Care tax levies a 40% on insurance plans above a certain threshold. This could cause a large number of employees to change and likely reduce the quality of the current health insurance plans they provide to their employees, given this extra 40% tax that would be levied on top of the cost of the health benefits themselves.

However, according to a recent article by the Heritage Foundation by Robert Moffit, there may be a good alternative. already in use and successful, to combat the extra Obama Care tax and the reduction in quality of employer insurance plans. The alternative is called private health insurance exchanges and include the following features:

• Rather than offering only one type of health insurance program from only one provider, in a private exchange, a company’s employees would have access to a wide array of different insurance policies from DIFFERENT providers.
• This would allow employees to choose a policy that best fits their needs, not settle for just the one option most companies provide today.
• The larger buying power of companies vs. an individual, along with the fact that insurance companies would be competing side by side for that company’s employees health insurance dollars, would, and has been, keeping health insurance costs down.
• In a private exchange world, the employer would make a defined, monetary contribution to a tax-free private exchange group plan chosen by the employee. 
• If the employee opted for a less expensive plan, the employee would keep the difference in savings. 
• An employee who wanted a more expensive plan can use the employer’s contribution along with her own money.
• According to the consulting firm Accenture, there are already 6 million Americans enrolled in private exchange employer plans today, a number that has doubled in one year.
• The enrollment is expected to grow even faster when the Obama Care Cadillac Tax hits.
• A typical example already in place, as outlined in the article, is that for enrollees on Bloom Health’s private exchange, insurance costs are cost 22% less than the national average. 

A creative way of using the free market to curtail costs while increasing options, choices and quality. I am not an expert on private exchanges and have no idea why existing private exchanges reduce health insurance costs but Obama Care exchange policies increase health insurance costs, but it is pretty obvious one exchange approach is working and one is not.

Wouldn’t it be ironic if one of the most dastardly parts of Obama Care, the Cadillac Tax, actually reduced healthcare costs by driving employers to find a free market solution?

2) We will finish off this month’s review of the unfolding disasters of Obama Care with looks at individual Americans’ stories of how Obama Care has disrupted their lives and endangered their health. We will start off with a near tragic story of a family in South Carolina who fought the Obama Care flawed bureaucracy for months to restore their rightful Obama Care health insurance policy for their ailing young son.

The bureaucracy put their son in mortal danger, given his health condition, all because a clerk did not fill in a blank on a form. This is the type of agony, worry, and endangerment this law has imposed on many Americans, a law and underlying process that was never properly tested and vetted because of political expediency.

Rather than me try to communicate this family’s worries and frustrations, go to the following link to read about their sad saga:

http://dailysignal.com/2015/05/06/this-family-struggled-to-secure-health-insurance-under-obamacare-for-their-4-year-old-son/

3) And we will finish off this post with shorter stories of Obama Care frustrations and danger from the website,

www.ourhealhtcarestories.com

MICHAEL - GEORGIA

From Dawson News:

[Michael] Boyette, 28, is married, has one child and another on the way. The Boyettes have insurance through the state through his wife's job. Under the new law, his family's insurance premium has gone up $190 a month, from $350 to $540.

"We have less coverage than before at a higher out-of-pocket expense," Boyette said. "One company, three choices, that was it. This was not what [President Barack Obama] assured me and many others."

JOHN - ARIZONA

The horrible law MUST be repealed and start over by getting the government OUT of the health insurance business. I received a letter from Blue Cross stating that my family coverage would be dropped due to obozocare. I had a very good policy with a low deductible. Great coverage and a very affordable premium. I could not afford the new policy that they were offering which was DOUBLE the premium that I had been paying. I was forced to take a substandard policy with a $3000 dollar deductible PER family member, as this is now all that I can afford. So what was that bold face LIE that obama told us over and over again.
DANIELLE - CALIFORNIA

Aliso Viejo resident Danielle Nelson said Anthem Blue Cross promised half a dozen times that her onco would be covered under her new policy. She was diagnosed last year with non-Hodgkin's lymphoma and discovered a suspicious lump near her jaw in early January.

But when she went to her oncologist's office, she promptly encountered a bright orange sign saying that Covered California plans are not accepted.
MARTIN - CONNECTICUT

Connecticut psychologist Martin Klein has plenty of experience dealing with insurance companies. After all, he's been practicing in the state for 11 years and runs two offices, one in Branford and one in Fairfield. But his experience with insurers over the past couple months has surprised even him.

Since 2008, Klein has held an insurance policy from Anthem Blue Cross Blue Shield of Connecticut, the state's largest insurer. The policy offers what he considers comprehensive coverage at a reasonable price. It does not however, meet the minimum coverage criteria set by the Affordable Care Act.

On September 26, Anthem Blue Cross Blue Shield sent Klein a letter notifying him that his plan would no longer be offered for renewal when it expires in January.

Losing his insurance plan is a big financial blow for Klein. He makes just enough to not qualify for a subsidy on the health exchange, but lives in a New York City suburb where the cost of living is high. Based on his research on and off the exchange, Klein says he would have to pay 50% more to get a plan that he deems comparable to the one he is losing.

Klein says he cannot afford a comparable plan, so he has decided to purchase an HMO with a $12,700 deductible for himself and his family.

What concerns him most about the plan is that it limits him to a narrow network of providers, all of which are in Connecticut. This prevents him from keeping some of his doctors in New York City.

Basically, said Klein, he's going to accept his new policy and, "hope nothing major happens."

PAULA - MARYLAND

My company health insurance renews July 1. We have a high deductible Carefirst plan 2700/5400 for single and family coverage, respectively. My employer pays 50% of individual and 20% of other. We are a small group and employer does not have to offer health insurance under Obamacare. My family premium was $800/month last year, this year the renewal rate is-get ready for this-remember this is affordable-$1,677/month. Even in your wildest dreams this is not affordable.

That will do it for this month’s failures and disasters. Higher taxes on existing plans and more people struggling to cope with the dishonesty, the higher costs, the lower coverage, and lesser quality that has been spawned from Obama Care, the worst piece of legislation ever passed by the Washington political class.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

March, 2015, The Unfolding Disaster That Is Obama Care: Higher Costs, More LIes, More Stress, and More

We have spent the past ten posts reviewing the too numerous to mention failures of the Obama administration. But those posts should not have come as a surprise since for years we have been doing monthly reviews of the biggest failure of all from this administration, Obama Care. We have done dozens of posts on the failed legislation covering hundreds of reasons why this law deserves the designation as the worst piece of Washington legislation ever passed by the worst set of Washington politicians ever.

To review the previous discussions on Obama Care, enter “unfolding disaster” in the search box above. Below, we review the latest disasters that have arisen over the past month or so as Obama Care continues to be the disaster that keeps on giving:

1) Obama constantly harped that one of the main benefits of Obama Care would be that it would “bend the cost curve” and reduce at least the growth in healthcare costs in this country. In fact, he promised that some U.S. households would see up to $2,500 in annual reductions in health insurance premiums.

But now we are finding out that there NEVER were any cost reduction processes or mechanisms in the legislation. In 2009, Jonathan Gruber, the MIT economist who is considered one of the primary architects of Obama Care, was quoted in a policy brief:

"…there are no cost controls in these proposals. Because this bill’s about coverage. Which is good!

Why should we hold 48 million uninsured people hostage to the fact that we don’t yet know how to control costs in a politically acceptable way? Let’s get the people covered and then let’s do cost control.”

In fact, according to Gruber, not only were there no cost controls built into the legislation, despite what the President proclaimed, the builders of Obama Care apparently had no idea how to reduce costs, again according to Gruber’s writings:

“The real substance of cost control is all about a single thing: telling patients they can’t have something they want. It’s about telling patients, ‘That surgery doesn’t do any good, so if you want it you have to pay the full cost.’”

So, more proof that the President now lied about cost controls, they never existed. But as we have pointed out many times in this blog, there is a way to reduce costs if you attack the root causes of our high health care costs in this country which include:

• Americans eat too much.
• American eat too much of the wrong kind of food.
• Americans do not exercise enough.
• Americans smoke too much.
• The American food chain is clogged with high fructose corn syrup, salt, sugar, and other bad ingredients.

But since the President, Gruber, and others never understood the root causes of high health care costs, it was impossible for them to reduce those costs short of denying treatment. Pathetic.

2) Staying with the absence of health care cost reductions, back in October, 2014 U.S. News and World report reported on their website that the health care cost savings promised by the President never materialized for the average American. From the article entitled “Despite ObamaCare Promises, Health Costs Up:”

Americans who hold private health insurance spent more on medical services in 2013 even though they used fewer of them, says a new report from the Health Care Cost Institute.

The Health Care Cost and Utilization Report found that health care spending averaged $4,864 per enrollee in 2013, up $183 from the year before.

3) The legislation has suffered any number of negative court rulings with the largest one being the successful protest by the Hobby Lobby company against the requirement that they must provide certain types of contraceptives that were against their religious beliefs. Later this year there will likely be a Supreme Court ruling that could gut the entire Obama Care Federal government subsidy structure.

Before that happens, the legislation could suffer another defeat. According to a recent Reuters report, The U.S. Supreme Court revived the University of Notre Dame’s religious objections to the requirement for contraception coverage under President Barack Obama’s healthcare law. This ruling threw out a lower court decision in favor of the Obama administration.

The Court asked the 7th U.S. Circuit Court of Appeals to reconsider its decision against the South Bend, Indiana-based Roman Catholic university in light of the June 2014 Supreme Court ruling that allowed certain privately owned corporations to seek exemptions from the provision. More bad news for a bad piece of legislation.

4) It seems everything Obama Care touches falls apart or ends up screwing up Americans lives. Despite having years to get ready for the first tax season under Obama Care’s tax implications, the IRS could not get that right either. The IRS could not get the proper Obama Care IRS forms developed and available on time.

The Obama administration recently announced that 80,000 American tax filers have not yet been sent the right tax forms despite being less than one month away from the required April 15 income tax filing deadline. This does not include over 740,000 forms that have been recently sent out, forcing many tax filers to wait before filing their taxes. Just another source of stress and confusion from the worst piece of legislation and the worst rollout of any legislation ever.

5) Melissa Quinn, writing for the Heritage Foundation, recently outlined the horror show that an Nebraska woman lived through when she lost her healthcare coverage three times in a short time frame as a result of Obama Care. Pamela Weldin originally had a health care insurance policy with Humana, a policy that she had had for 15 years. 

But as Obama Care’s rollout neared, Humana told her and many others that their policies were cancelled because Humana did not want anything to do with Nebraska and would not be selling insurance policies through the Federal government’s online exchange. Humana was just one of eight companies that did the same.

Starting in early 2014 she would be without health insurance and thus, decided to log on to the Federal government’s Obama Care exchange to buy another policy in late 2013. After much hassle and delays, she finally got an Obama Care policy two months after she started. The policy was classified as a platinum policy and it was with the CoOportunity Obama Care health insurance co-op effort. It cost her $307 a month.

But that policy got cancelled which forced to go back through the horrific Federal government exchange process, finally getting a silver policy with CoOportunity for $165 a month. She was not happy with the process of the hassles: “Here you are, trying to do the right thing, trying to be responsible and have coverage and be diligent,” she said. “And still, I have all these problems and glitches and everything.”

However, her nightmare was not over. Why? Because it turned out the wonderful idea of Obama Care health co-ops was not that great of an idea after all. Most, if not all of the two dozen or so Obama Care co-ops, have faced severe financial strain. Co-Oportunity was in such dire straits that it had to be disbanded and dissolved. This forced Weldin to find yet another health insurance carrier, all within a matter of months. She ended up getting another silver policy but one that cost that was $70 more expensive a month than her previous silver policy.

What did she think of the whole Obama Care effort: “We have a president who said, If you like your plan, you can keep it. If you like your doctor, you can keep it. You will have choices,’” Weldin said. “All three things were an outright lie.”

No surprises here, lies and deceptions from day one.

6) Nancy Pelosi has already been a favorite topic of discussion in this blog. Her quotes are always so rich with inaneness and deceptions that they would be funny if they were not so tragic. And Obama Care has provided any number of Pelosi laughs (remember, “we have to pass the legislation to see what is in the legislation.”). 

The following link has a classic Pelosi confused state of mind where she first claims that Jonathan Gruber was critical to writing and developing Obama Care and when things fall apart she denies even knowing what Gruber did. Priceless.

http://patriotupdate.com/2014/11/pelosi-lies-saying-doesnt-know-gruber/

7) We usually end these Obama Care dates with a sample of horror stories the legislation has caused Americans across the country. Our source for these sad tales is the website:

www.ourhealthcarestories.com

CHRIS, CALIFORNIA, From CBS Sacramento:

A Sonora mechanic is in so much pain that he can barely walk, but he can’t seem to find a doctor to fix his ailing back after he and his wife switched their insurance coverage through Covered California.

Chris Dunn reached out to CBS13 hoping we could get answers.

He needs his surgery yesterday. But instead of scheduling his date, he and his wife are navigating a confusing maze of doctors and insurance plans.

We get this coverage and go to the best doctor to fix Chris, and they tell us we’re out of network said his wife Tammy.

In January, they transitioned from an Anthem Blue Cross Plan over to Blue Cross Covered California. She says they had to switch to avoid the premium skyrocketing, but didn’t realize their provider network would be smaller.

DAVID, NORTH CAROLINA, From the Gaston Gazette: 

American taxpayers are essentially paying $875 a month to help insure David Carpenter and his wife. He no longer wants or needs all of the money, which is going to the couple’s health insurance company in the form of a subsidy to help pay the premium. But after more than a month, Carpenter hasn’t been able to stop or cut the payments. And worse, the hiccup could cost him thousands in the long run. Even with the help of an insurance agent who has spent hours on the phone trying to work out the kink, Carpenter has mostly met dead ends. They see it as wearisome evidence of the potholes that still exist within Obamacare, which they say still doesn’t have adequate resources to deal with unanticipated problems. “It’s been real frustrating,” Carpenter said. “Nobody at the marketplace seems to have a clear answer for us. We just want to do what’s right. But it seems like it’s been kind of unfair.”

The ideal thing would be to terminate the joint Blue Cross Blue Shield policy, then start over with an individual plan for Sandra Carpenter, Sheffield said. Her husband could simply use his VA benefits. Sheffield said Blue Cross has been hesitant about making any such changes because the company representatives don’t believe they’re allowed to do that under Affordable Care Act rules. The Carpenters have been told there is no way to cancel the policy they signed up for. 

MINH, WISCONSIN

In a shock to the system, the older staff in my office (folks over 59) have now found out their personal health insurance costs (even with the government contribution) have gone up 3-4 times what they were paying before.

Simply unacceptable.

MARGIE, NORTH DAKOTA

As if they have not stolen enough of our SS with obamacare my insurance has really hit me hard. I was paying $70.00 for my Diabetic Insulin every 90 days, now it costs me $800.00 every 90 days for the same product.

That will do it for this month’s unfolding disasters from Obama Care. Lies, stress, hassles, increased costs, no cost reductions, and more, just another month of unfolding disasters.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.bankruptingamerica.org
http://www.conventionofstates.com
http://www.youtube.com/watch?v=08j0sYUOb5w

May, 2014 The Unfolding Disaster That Is Obama Care, Part 1: What Failed and What Should Have Been Done

While we have spent the past few weeks recording the latest month’s worth of American political class insanity, have taken time to review the travesties and embarrassments from our nation’s idiotic tax code, and asked the question what would happen if Washington passed a law that no one obeyed, insanity coming out of the whole Obama Care effort has also been unfolding. 

We have spent many posts each month since last August trying to keep up with the idiocy of Obama Care and those that wrote it and continue to support it in the face of real world realities. Note: these previous posts can be accessed by the menu at the right hand side of this page. These realities continually to paint this legislation as the worst piece of legislation ever produced by Washington by the most inept set of politicians ever to sit in office in Washington. 

Before going into the details of the latest Obama Care disasters, let’s review the known disasters and review why Obama Care has no chance at all of fixing the problem of ever escalating health care costs in this country. A summary of what we have uncovered, discussed, and analyzed include, but are not limited to, the following:

• Hundreds of millions of dollars were spent and wasted on a Federal Obama Care website that did not initially work despite having three years of preparation.
• Hundreds of millions of dollars were spent and wasted on state level Obama Care websites that never worked or initially did not work despite having three years of preparation.
• The Obama Care websites were designed so poorly that they have been called an identity thief’s paradise and an identity thief’s “wet dream.”
• The expected long term cost of implementing Obama Care has more than doubled since the initial estimate by the Congressional Budget Office (CBO) when the legislation was originally passed.
• Even ten years down the road, the CBO estimates that tens of millions of Americans will not have health insurance coverage despite the fact that the whole purpose of Obama Care was to make sure EVERY American had low cost health insurance coverage.
• The legislation will conservatively add over one trillion dollars to the national debt load over the next ten years.
• In 45 states, expert actuaries estimate that the average cost of health insurance will ACTUALLY GO UP despite the promises made by Obama Care advocates that the legislation would substantially reduce health insurance costs. In fact, one of Obama’s biggest lies, note I did not say only lie, was that the average American family would see their health care costs go down by $2,500 a year.
• Speaking of lies, the President was awarded the Lie Of The Year in 2013 by the usually Obama-friendly Washington Post for his lie, uttered many, many times, that if you liked your current health insurance plan or your current doctor, you would be able to continue to keep that favored insurance plan and doctor.
• Millions of Americans lost access to their current health insurance plans as a direct result of the legislation, a loss that most did not want or anticipate, given the Obama administration’s lies.
• Many of those millions of Americans who lost access to their current plans as a result of the legislation found that Obama Care plans were seriously flawed relative to their life situation with many, many of them losing access to their doctors, their favorite hospitals, life saving and life improving drugs, and experiencing substantial increase in health insurance premiums AND deductibles.
• Top doctors and top hospitals have opted out of serving those covered by Obama Care insurance policies, denying top quality health care treatment to millions of Americans. i.e. the good news is that you have health insurance coverage, the bad news is that you cannot get health care treatment.
• The President and his administration many, many times broke the law and violated the Constitution by unilaterally altering implementation and rollout dates established in the law.
• The President and his administration many, many times broke the law and violated the Constitution by unilaterally changing the tenets and the requirements established in the law.
• The training for the so-called Obama Care navigators, those people that would help Americans sign up for Obama Care, received very sparse training and were never criminally background checked despite having access to Americans’ highly personal data, providing another avenue for identity theft. In fact, at least a handful of navigators were found to have serious criminal backgrounds.
• The whole operation is supposed to be managed by the IRS, one of the most inept Federal government organizations around, leaving little doubt that Obama Care will also not be run properly, efficiently or effectively.
• Many individual American citizens who dared to criticize the Obama Care legislation, both famous Americans and ordinary Americans, found themselves in turn being investigated by the IRS, likely for daring to criticize aspects of the legislation, a direct violation of the First Amendment rights.
• The legislation infringed on the freedom of religion rights guaranteed by the First Amendment of the Constitution by forcing religious and non-profit organizations to violate their religious tenets or be in violation of Obama Care’s tenets.
• The legislation is forcing many businesses to put expansion plans on hold as a direct result of the legislation, contributing to the continued anemic economic growth over the past few years.
• The legislation has forced many lower margin businesses to turn their permanent workers into part time workers, working less than 30 hours a week, in order to financially survive the law’s dictates, further stunting national economic growth.
• Even worse, the law has forced at least hundreds and hundreds of companies to lay off American workers as a result of the additional business and financial burdens the legislation places on their businesses’ operations.
• The administration has insulted every American by giving special financial treatment to members of Congress and their staffs from a financial perspective but has not done the same for the rest of America, creating a tide of resentment that those who passed the stupid law do not have to abide by the stupid law they passed.
• The President and this legislation have endangered the financial well being of Medicare by proposing that $700 billion be stripped out of the Medicare program in the next ten years to make the Obama Care business case and benefits look better than they are.
• Obama Care insurance companies have already started to indicate that 1) they may have to significantly raise Obama Care premiums in 2015 given the likely sub-optimal mix of younger and healthier Obama Care policy owners and older, less healthy Obama Care policy owners and 2) these same insurance companies might be entitled to bailouts, ala General Motors and the major banks several years ago, as a result of a deal they got included in the legislation to protect their companies’ profitability.

What a mess on so many levels. The saddest thing about the whole disaster is that the legislation has virtually no chance of resolving the problem of ever escalating health care costs because the legislation never attacked the root causes of those high costs. If you do not understand the underlying problem, you have no chance of ever resoling that problem. And that is why Obama Care will eventually implode and fail but still severely damage the economy, Americans' health, and our freedoms and liberties.

What are those root causes? They include the following:

1. Americans eat too much.
2. Americans eat too much of the wrong kind of food, much of which is the result of the government subsidizing the infection of our food chain with too much fattening high fructose corn syrup, courtesy of its misguided crop subsidy programs.
3. Americans smoke too much, helped in part by the government subsidizing the growing of tobacco over the years to the tune of billions of dollars, artificially keeping the wholesale cost of tobacco products low.
4. Americans do not exercise enough, resulting in the most overweight and obese nation in the world.
5. The medical tort system is in need of drastic reformation, reformation that when executed at the state levels reduced health care costs.
6. Cross state border competition restrictions imposed by the government reduces in state competition for health care insurance policies, increasing costs.
7. The administration never took the time to understand where the money goes once a person pays for a medical treatment, I.e. they never “followed the money” to see where the true underlying costs are, costs which then could be attacked and reduced.
8. The bureaucracy to operate our current health insurance system adds layers and layers of cost and reviews to the health care industry, adding even more to overall costs.
9. The government’s current, large, health care programs, Medicare and Medicaid, lose tens of billions of dollars every year to criminal fraud, lost dollars that could be used to attack these root causes at no additional cost in the form of consumer and business taxes.
10. America is aging which means there is likely to be a growing prevalence of age related diseases in the future (e.g. certain types of cancers, dementia, Parkinson’s disease), all of which will overwhelm our health care infrastructure, a situation not addressed by the Obama Care legislation.

Creating a massive and inefficient Rube Goldberg government process based on a piece of legislation that was well over 2,000 pages does nothing to address these root causes. That is why it will fail and fail dramatically and expensively. 

Over the next week or so, we will review additions to the above list of Obama Care disasters and failures that have arisen in just the past month or so. However, before we get into some of that new depressing news, tomorrow we will try and take a more optimistic view of what could be done to address the true root causes of our high health care costs and what is actually being done outside the realm and capabiity of the Washington political class. 

There is hope but that hope is based on absolutely nothing coming out of the Washington political class. Remember, their policies and legislation have helped create the problem we are in the middle of now.

Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now: http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.robertringer.com/
http://www.youtube.com/watch?v=08j0sYUOb5w