Friday, November 15, 2013

November, 2013, The Unfolding Disaster That Is Obama Care, Part 6: Is Obama Care A Worse Fraud Than Bernie Madoff and More

This is our sixth post this week relative to the unfolding disaster that is Obama Care. We have had to so many posts because the fiascos that are bubbling up from this insanely bad piece of legislation is occurring as fast as we document it. Lost coverage, more expensive coverage, lost access to favorite doctors, failed data systems efforts, identity theft opportunities, budget busting costs, etc., it is a true national disaster. 

So, let the idiocy and insanity commence:

1) Oregon was one of the states that decided it was actually going to build its own exchange process for health insurance purchases under Obama Care. CBS News in Seattle reported on November 11, 2913, via an Associated Press report, that the signup process for Obama Care health insurance is not going well. In fact, about six weeks after Obama Care went live, the state of Oregon has signed up… no one for private health insurance in its Obama Care exchange. Yes, six weeks of nothing. 

That is worse than even the D.C. exchange and Colorado exchanges which each sold less than ten enrollees. In echos of the Federal government’s exchange glitches and disaster, Oregon officials have been told be systems experts that there were many problems with their exchange work and that it would not be fully functional by the October 1, 2013 deadline. Politicians in Oregon ignored the warnings, went live, and have enrolled no one so far.

2) According to CBS News, the Obama Care health insurance website was given the "all clear" despite failing during tests with just a few hundred people in the days before its launch Oct. 1. This is how the Federal government defines “all clear:”

  • A test group of 200 to 300 government employees, consisting of insurance company representatives and government employees from the Centers for Medicare and Medicaid Services (CMS), were used as test subjects of the website prior to the October 1, 2013 launch. 
  • The CMS workers participated in the tests from their own computers within the agency using test information. 
  • These user tests began in late September, just days before the HealthCare.gov website was scheduled to live and start signing people up for health insurance. 
  • However, when the employees started to create applications to begin the enrollment process, they ran into the same website failure problems that many Americans found on Oct. 1, surprise! 
  • According to CBS sources, the site "ground to a stop:" It froze. It couldn't go forward. It crashed." 
  • The tests were restarted a few days later, and the site locked up again. 
  • Much like the rest of America, the employees during the testing were never able to browse plans or get cost estimates. 
  • "It was unequivocally clear from testing ... this wasn't ready," the source told CBS. 
  • In a total disconnect from reality or an outright lie, CMS Director Marilyn Tavenner, the chief administration official responsible for overseeing implementation of the new healthcare law testified in sworn testimony to Congress that "we were comfortable" with the site's performance during the testing: "The volume issue and the creation of account issues was not anticipated and obviously took us by surprise and did not show up in testing," she said, referring to the problems that many Americans had almost from the start in trying to access the website. Now if CBS is right, how is Ms. Tavenner’s statement not perjury before Congress? 
  • Health and Human Services Secretary Kathleen Sebelius also testified before Congress and the House Energy and Commerce Committee that she also thought the website was ready to launch on Oct. 1. Did no one tell her every test had failed up until the launch or is she also committing perjury in front of Congress? 
You cannot make this stuff up. Every shake down test fails using a limited number of testers, the reality of the testing is ignored and when the site is launched it ….fails, and those in charge seem to think nothing would go wrong even though every test failed. Incompetence or perjury, take your pick.

3) The whole disaster so far has been about the personal insurance market, those Americans that are not covered by a business/employer insurance plan and have to purchase insurance on the open market. But investigators have found Obama administrations estimates in the Federal Register from 2010 that forecast that upwards of 42 million Americans who get their health insurance through their employer could also lose access to their current insurance, preferred doctors, and coverage.

How that happen? Obama Care was written such that many changes in the old insurance plans could trigger the loss of the current insurance status. HHS regulations declare the grandfathered status would be lost if the policies eliminate coverage for one particular condition, reduce the annual dollar limit on benefits, increase co-payments by as little as $5 or 15%, or increase out-of-pocket maximums by more than 15% or premiums by more than 5%.

In other words, the Obama Care advocates rigged the system such that even the tiniest deviation form a current policy’s status would kill it and force those employees to get different insurance, probably more expensive insurance, with probably different doctors.

In June 2010, Kathleen Sebelius’ HHS department published estimates in the Federal Register that 39% to 69% of employers’ fully insured plans would relinquish the coverage they had prior to the March 2010 passage of the ACA and thus, would have to cancel or change policies. 

And the President still had the gall and audacity to lie that no one would lose their current coverage if they did not want to lose it and this past week hedged with another lie that only 5% of Americans would lose their coverage because of Obama Care. He is either tremendously out of touch with his own administration laws, policies, and leadership team or he is just a bold face liar. You decide. In either case, hardly Presidential or leadership material.

4) In a new interview, former President Bill Clinton admonishes Obama for not living up to the commitment the President made many times, promising that if you were happy with your current policy, you could keep it: “So I personally believe, even if it takes a change to the law, the President should honor the commitment the Federal government made to those people and let them keep what they got.”

So when a leader of your political party says you screwed up and should make it right, maybe President Obama should take the hint and fix what he and his administration has severely broken. Clinton’s admonishment can be accessed at:

http://www.mrconservative.com/2013/11/27109-even-bill-clinton-says-obama-lied-about-keeping-our-insurance-if-we-like-it/
5) The following is a great summary of the disaster that is Obama Care. It makes the contention that Obama Care fraud is worse than the fraud that Bernie Madoff did to his clients and fraud which put him in jail. See if you agree, based on everything we have reviewed over the past few months:

Obama’s Fraud was Bigger Than Madoff’s 

It is arguable now who committed the greater fraud, Bernie Madoff or Barack Obama. Madoff defrauded a few. This is defrauding the entire country. The president of the United States lied to the entire country on the most important thing to people, their health care and their current plan, and remember, now, I want to try this one more time. His number one selling point that he repeated over and over again for three solid years was: “You like your plan, you keep it.” There’s an obvious question that derives from that. Well, then why change anything? 

amacare. And he knew it, and his Regime knew it and it’s in the FedeIf everybody can keep their plan or keep their doctor if they like it, then what the hell is wrong with health care? If that’s what it took to get your vote, if that’s what it took to get your support for Obama — you like your plan, you keep it — then what was wrong? Why do we need Obamacare? “Well, there’s 30 million uninsured.” Oh. How are we gonna insure ‘em? It turns out they’re not even gonna be insured after all of this. But this lie, you like your doctor, you can keep it, the premium comes down $2,500, you like your policy, you keep that, that’s why this lie is so bad. It’s because he lied about the most important fundamental truth of Obamacare, which is you can’t keep your plan, you can’t keep your doctor, by definition.

They aren’t going to exist under Obama Care according to the Federal Register. They knew that 93 million Americans were gonna lose their policies, their current plans that they like. He even admitted that people right off the bat were gonna lose their insurance. He even admitted it. But that’s just a tip of the iceberg. There’s nobody that gets to keep their plan. You don’t have Obamacare if you have that. You are mandated to have Obamacare. Obamacare is not your current plan, by definition. And that illustrates the scope of that lie and why it is out and out fraud. 

This is not just a political promise of promising to cut your taxes and then figuring out we don’t have the money for it. This is over the top, purposeful, willful fraud, because he knew that his legislative plan, his health care reform plan could not work if everybody kept what they had and didn’t change anything. If there’s no reason to change, then why are we doing Obamacare? 

Now more and more doctors are dropping out of this and refusing to play ball. It is an absolute nightmare. But, again, all of that plays right into the ultimate objective: government running everything. 

And that illustrates the scope of that lie and why it is out and out fraud. Fraud, lies and deception, your government and your political class at work. More tomorrow, disgraceful as that may seem.

In the meantime, please consider helping us to implement term limits on all Federal politicians, the same ones that have killed us by passing the Obama Care legislation. Go to the following website for term limits and join the fight to start over with new people in Washington, because, really, how much worse could it get if every politician in Washington became unemployed:

www.howmuchworsecoulditget.com
Our book, "Love My Country, Loathe My Government - Fifty First Steps To Restoring Our Freedom And Destroying The American Political Class" is now available at:

www.loathemygovernment.com

It is also available online at Amazon and Barnes and Noble. Please pass our message of freedom onward. Let your friends and family know about our websites and blogs, ask your library to carry the book, and respect freedom for both yourselves and others everyday.

Please visit the following sites for freedom:

Term Limits Now:http://www.howmuchworsecoulditget.com
http://www.reason.com
http://www.cato.org
http://www.robertringer.com/
http://www.youtube.com/watch?v=08j0sYUOb5w



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