Tuesday, October 10, 2017

October, 2017, Part 1, The Unfolding Disaster That Is Obama Care: McCain Lies, Premiums Rise, and Nothing Ever Gets Fixed

Every month for years now we have had to discuss how bad Obama Care is turning out to be under the continuing theme, “the unfolding disaster that is Obama Care.” This month is no different. As the legislation continues to march through America, driving up health care and health insurance prices as it serves as dead weight on economic growth, it cements its rightful place as the worst piece of legislation Washington has ever produced.

It never had a chance to be successful since it really never addressed the underlying root causes of our ever increasing health costs in the country:
  • Americans eat too much of the wrong kind of food, resulting in obscenely high obesity rates for the country.
  • Our food chain is infested with overdoses of high fructose corn syrup, salt, sugar, and other unhealthy additives.
  • Americans smoke too much.
  • Americans do not exercise enough.
  • The country is in serious need of health care tort reform.
  • Barriers to insurance company competition across state lines need to come down.
  • Obama Care never “followed the money” to find out who is actually profiting from the ever escalating healthcare costs in this country and how to get those factors under control.
  • Obama Care never got the immense amount of fraud and abuse in current government healthcare programs, Medicare and Medicaid, under control in order to save money to efficiently fund other government health care initiatives.
  • Obama Care never put serious research money towards curing the major diseases that drive high healthcare costs such as high frequency cancers and dementia type diseases.
You cannot resolve any problem unless you understand and address the underlying root causes. No difference here: Obama Care legislation never addressed these listed root causes and thus, has no chance of ever being successful.

But it is not just missing the root causes of our healthcare costs that makes Obama Care so horrible. It resulted in millions of Americans losing access to their favored doctors, hospitals, and insurance policies. It has caused insurance premiums, deductibles and copays to escalate substantially. It will likely add trillions of dollars to the national debt. It has exposed millions of Americans to higher than necessary identity theft chances. It has created government bureaucracies that are wastefully spending taxpayer wealth and being exploited by criminal elements. It has stifled economic growth and job creation.

These are just a sample of the types of idiocy that we have been reviewing for the past several years in this blog relative to Obama Care. To read those past posts, just enter the phrase, “the unfolding disaster,” in the search box above.

1) Many times we have written and discussed how the monthly premiums for Obama Care policies continued to skyrocket over the years despite Obama’s claim that some American families would see upwards of a $2,500 REDUCTION in their annual premiums as a result of the legislation. Double digit percent increases have been the norm every year, not the exception.

The bad news continued in the area of ever rising Obama Care health insurance premium increases in a September 17, 2017 article by Aaron Bandler on the Daily Wire website:
  • Citing the Washington Free Beacon as his source, Mr. Bandler reports that the Congressional Budget Office estimates that the average increase in Obama Care premiums will be 15% in 2018, about seven times higher than the current rate of inflation.
  • As a result of this large increase, the CBO expects 2 million people to drop their Obama Care coverage and go uninsured in 2018.
  • Specifically, the Beacon reported: "The budget office projects that average premiums will total $3,400 for a 21-year-old, $4,800 for a 45-year-old, and $9,800 for a 64-year-old this year." 
  • While some of the current Obama Care customers will feel the total impact of the increases because of taxpayer subsidies, millions who do not get subsidies will see large increases.
  • Plus, those increase premiums have to be paid by someone and in many cases that will be the American taxpayer via Obama Care subsidies.
  • According to another Free Beacon report, in 2018 there will be 63 counties throughout the country with NO Obama Care insurers available to them.
  • Even though there will be no insurers to get coverage from in those counties, the residents of those counties will still have to pay penalties to the Federal government for not having insurance.
  • Almost as bad, 1,472 counties, 45% of all U.S. counties, will have only one carrier to get an Obama Care policy from.
So much for Obama’s promise that the legislation would spur competition across the country and give Americans a wider choice of insurance companies.

And Washington does nothing to fix what is becoming worse and worse every day. The Democrats who wrought this disaster refuse to help fix it and Republicans who promised to fix it cannot get out of their own way. The ineptness and idiocy of these politicians is mind boggling when such a pressing issue confronts the country and they are incapable of doing anything to fix it.

2) The previous information came from a mid-September article. A more recent article on the NewsMax website by Andrew Harrer on October 4, 2017 shows that the aforementioned 15% increase in 2018 might have been premature and too conservative:
  • The article cites a New York Times report that stated some Obama Care insurance policies may see their premiums increase by over 50% in 2018.
  • It stated that some insurance regulators at the state level are raising rates very aggressively in order to avoid insurance companies abandoning their state’s Obama Care exchanges altogether.
  • According to Georgia insurance commissioner Ralph Hudgens, some rates could go up 57.% in 2018: "Obamacare has become even more unaffordable for Georgia's middle class. I am disappointed by reports that the latest Obamacare repeal has stalled once again and urge Congress to take action to end this failed health insurance experiment."
  • The average Obama Care premium increase will be 45% in Florida and 30% in New Mexico.
  • The Times story cites experts that estimate the rates will go up from 10% to almost 60% next year.
Again, not quite the promised $2,500 annual decrease that Obama promised time and time again. And again, while many Obama Care policy holders will not see much if any increase because of Federal subsidies, the American taxpayer will be paying for those increase as will millions of Obama Care policy holders who do not get any subsidies at all. 

3) One of the reasons that Republicans could not get any positive changes made to the Obama Care disaster is because Senate Republican John McCain stopped the one effort that his party members in the Senate almost got passed. Which is strange since at least 13 times McCain publicly came out strongly on not fixing Obama Care but repealing it and replacing it. 

But yet when the time comes to actually do what he said he wanted to do, McCain sinks the whole effort. Talk about a blatant hypocrite that is contributing to the ongoing disaster that is Obama Care. 

One example of his hypocrisy was the following statement he made: “It is clear that any serious attempt to improve our health care system must begin with a full repeal and replacement of Obamacare, and I will continue fighting on behalf of the people of Arizona to achieve it”

His 13 public declarations wanting to repeal Obama Care can be seen at:

That will do it for today’s review of the unfolding disaster that is Obama Care: McCain lies, premiums rise, and the Washington political class is useless in fixing a major problem facing the country and millions and millions of Americans. More disasters to follow.

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