Monday, April 13, 2015

April, 2015, Part 4, The Unfolding Disaster That Is Obama Care: Personla Horror Stories, Cowardly Senators,and More

This is the fourth and final update to our continuing monthly series, "the unfolding disaster that is Obama Care.” This has been such a horrid piece of legislation that for years now we have had to dedicate multiple posts each month to the fiascoes that continue to emanate from this law. The first post in this month’s update can be accessed at:


And unfortunately, I am sure we will be back same time next month with more disasters and hardships from the legislation that keeps on giving….bad news to America.

1) I got a kick out of a recent article from the Washington Examiner as it applies to Obama Care:
  • Apparently, six Democratic senators and one independent but Democratically leaning Senator recently have asked the Department of Health and Human Services to a postpone a new Obama Care rule.
  • Keeping in mind that every Democrat in the Senate originally voted to enact Obama Care, these seven Senators are now scared that a new regulation from the law would likely force small businesses in their states and the country to pay more for employee health insurance under Obama Care. 
  • The Senators warn that if the administration goes ahead with the change it would be "particularly harmful and disruptive" to small businesses: "They [small businesses]could experience higher premiums, less flexibility, and new barriers to coverage. We therefore encourage you to delay the effective date in the definition change for two years so the market can more smoothly transition to the new rules," the Senators wrote in the March 12 letter to HHS Secretary Sylvia Burwell.
  • The Senators noted in the letter that the administration has delayed implementing other aspects of Obama Care.
A few simple observations:
  • Maybe if they had actually read the law before they all voted to enact it they would have realized the hardship they would be causing small business owners, a hardship they now recognize that probably has something to do with their next reelection campaign.
  • They correctly point out that the Obama administration has already illegally and un-Constitutionally changed aspects of the bill many, many times so what harm is one more illegal action for the administration to take to satisfy their needs?
More pathetic and cowardly leadership from the Washington political class. These requirements have been in place for five years, ever since you signed off on them with your vote, too late now to cry wolf.

2) I tripped over the following video tape recently even though it occurred over a year ago at the height of the Obama Care rollout disgrace. Health and Human Services Secretary Kathleen Sebelius, was being interviewed on TV in Oklahoma and was talking about how great Obama Care was, When the interviewer mentions that 64% of Oklahoma citizens were against the legislation, she totally zones out, unable to comprehend that the law was that much despised. She literally is at a loss for words. and this was the person responsible for the rollout of the entire operation, so clueless:


3) Some people inside and outside of the administration have recently been trying to convince us that Obama Care was really not that bad after all. After all, they claim, over 11 million people now have health care insurance as a result of Obama Care but fail to mention that upwards of 7 million LOST insurance as a result of Obama Care. Also, the law made it illegal NOT to have health insurance, likely forcing some people to get health insurance out of fear, not desire.

They point out that health care costs have not risen as quickly under Obama Care but fail to mention that Obama Care was supposed to REDUCE healthcare costs, not just slow the rise of costs. They also fail to mention that the slowdown started well before Obama Care was implemented.

Rather than having me go through and rebut all of their shallow and in some cases incorrect assertions, I will refer to you to the following article from the Townhall website that does a much better and much more thorough job of rebutting all claims that Obama Care was anything but a disaster:


4) Let's finish this post and this month’s update with some real stories of real Americans and how the law has punished and distressed their lives and their family’s lives. While reading their heartbreaks, keep in mind how Obama’s promises have not panned out at all:
  • Costs for these Americans have gone up, not down as promised.
  • Americans have lost access to their preferred doctors and hospitals, something that was promised not to happen.
  • Americans have lost access to their preferred insurance plans, plans that fit their needs and financial resources, something that was promised would not happen.
  • Americans have lost working hours, leaving them with both less pay and still no health insurance, something that was promised would not happen.
So many promises broken, so many lies fulfilled, so many lives disrupted:

ROGER - IDAHO: I have three sons, two have their own business's, a third is a commercial helicopter pilot. The two self employed lost their insurance because they couldn't afford the premiums any longer( about 800 dollars a month for one with a wife and three young children, the other son just had a child and for whatever reason the premiums are close to the same.) The son who is a pilot, and is just getting out in the world after finishing all his flight training and won't make any big money for a while. They had a child in January. His wife teaches so for the moment they have coverage on her and the baby, but can't afford my son right now. Soon they may have to move with his job and at that time they will all be out of insurance altogether. My wife and I are retired, and the most we could afford is a 15,000 dollar deductible.

ROBERT - TEXAS: Policies bought before the law was passed were “grandfathered in” and can remain in place, she said.

But that apparently doesn’t lock in the cost of premiums or deductibles, said Robert Kecseg, an investment adviser in Lewisville. Kecseg, 61, said he bought a plan before Obamacare took effect. But the insurer that provided the coverage went out of business.

When he went to buy new insurance, he found that the cost was much higher. He had paid an annual $10,000 deductible before 2012. Now he pays double.

“It’s pretty spectacular,” he said.

The Kecsegs also faced a medical emergency this year that proved expensive, he said. In May, he suffered facial paralysis and had to be rushed to a hospital during a family reunion in Las Vegas. The emergency room care cost more than $3,000, he said.

“We’re paying it off over time,” he said.

“My wife says she’s had her uterus removed, so we’re not really likely to have need for that,” he said. “But we’re going to pay for it.”

GUNTHAR - FLORIDA: I have been told by my employer that I can expect an increase in my contribution of about 200 a pay check. My wife is having her policy changed and her contribution is going up as well and also we are mad my neighbor who carpools with me he lost his from work and went from 40 hours a week to 25 as well as a cut in pay so he has less hours less money and now no health coverage he plans on just paying the fine. how is this law helping us?

VALENTINA - CALIFORNIA: By most people's standards, Valentina Holroyd is in excellent health. She works out six to seven days a week and competes in triathlons with a group of equally high-energy friends. She participates in 10 to 12 races a year and has made it to the podium on several occasions. She struggles with the usual joint problems associated with an active lifestyle, but otherwise she is healthy.

Holroyd supported the Affordable Care Act when it was passed in 2009. The moderate Democrat hoped it would help people with pre-existing conditions -- such as her husband -- get access to insurance, and would allow people who could not afford insurance before to find plans within their reach.

She found an affordable insurance plan through Kaiser Permanente in 2012 that met her budget and provided appropriate coverage for her family's needs.

Everything changed in October, when Holroyd was notified by her insurer that her plan could not be renewed in 2014. The comparable plans offered to Holroyd featured a 29% increase in premiums and higher co-pays, as well as significantly higher prescription costs.

Holroyd expected to pay more under the new law, but the new estimates exceeded her expectations.

"We're savvy," she told CNN, "but we had no idea that the premiums were going to be what they are."

After the president's announcement, Holroyd was hopeful she'd be able to keep her policy after all. But the information that she was able to get over the next few days was cryptic at best.

Kaiser Permanente said only that it would review the announcement and that "If federal and state governments intend to change the health care coverage rules and the composition of federal and state marketplaces in 2014, we hope those changes will be done thoughtfully and with all stakeholders involved, to obtain the best outcome."

Holroyd anxiously waited for more definitive news, but the answer wasn't what she wanted to hear.

At the end of November, Covered California's board of directors -- the group that runs California's health insurance exchange -- unanimously rejected the administration's proposal.

"So, in a nutshell," Holroyd said in an e-mail, "we are now, once again, being forced into a lower coverage plan, for more money."

She vehemently rejects the idea that her policy is inadequate because it doesn't meet the Affordable Care Act's minimum criteria. She insists that it provides better coverage for many of the things she counts on, such as chiropractic and eye care. "My current plan is not junk," she said.

MARIA - FLORIDA: I and my husband are on Medicare

We also live on a fixed income

Between higher premiums for supplemental insurance, RX insurance and now having to pay for generic medications, we are spending $ 250.00 Per month more than last year

We were told this was not going to be passed on to seniors.

Lies, lies and more lies

I know when I vote in Nov this is going to help me with my decision

MARGARET - NEW YORK: After four brain operations, Margaret Figueroa thought she was prepared for anything — until she ran into ObamaCare. . . .

Margaret Figueroa has a neurological disorder, and after enrolling in a new EmblemHealth insurance program in February as required under the Affordable Care Act, but eventually her pharmacists said her name wasn’t in their system and her doctors weren't included in her plan. 

Says Margaret: “Now I have to find a whole new set of doctors. The doctors I had were familiar with my condition. I’ve had my neurologist for years. You want to stay with someone who’s been in your brain and knows what’s going on.”

A patient can’t get medication without a prescription from a doctor. She takes numerous medications every day, including morphine. 

As always, these Obama Care horror stories come from the following website:


That will do it for this month. Hypocritical Senators, clueless Federal executives, suffering Americans, and as always, more lies, broken promises, and half truths.


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